Stellar (XLM) exchanges comparison: buy, sell, swap

Stellar is a Cryptocurrency, the network powered by Custom (consensus mechanism based on original technology) algorithm. The original software was developed by team led by Jed McCaleb from US and first released August 5th, 2014. Nowadays the cryptocurrency is managed by the Stellar Development Foundation, an organization based in the US. Smart Contracts are supported by the Stellar blockchain. Stellar is aiming to serve the Financial Service industry, among the other use cases. The official Stellar website is https://www.stellar.org.

As of today, June 22nd, 2025, out of totally available 50,001,786,946 XLM, 29,480,856,072 are in circulation. It's not possible to mine stellars. The total market capitalization of stellar is $2,806,188,912, the rank among other cryptocurrencies (based on the capitalization) is #34. The current rate of 1 XLM is $0.1 USD.

Stellar is a powerful platform for foreign exchange transactions operating in real-time; besides, it has a number of features like Smart Contracts, etc. Stellar.org expands access to low-cost financial services to fight poverty and maximize individual potential; it's the platform connecting banks and financial institutions, payment systems, and people. The platform allows the users to "Integrate to move money quickly, reliably, and at almost no cost". It was founded in early 2014 by Jed McCaleb (the original developer of the infamous MtGox exchange) and Joyce Kim (a former lawyer) as a branch of the Ripple system. At first, Stellar worked on the eponymous Protocol. Once its own open-source Protocol Stellar was launched in November 2015, the internal coin – Stellar Lumens (XLM) was introduced.

The Stellar Consensus Protocol (SCP) provides a way to reach consensus without relying on a closed system to accurately record financial transactions. It has interesting technical features, different from other consensus mechanisms and is built around four key principles: decentralized control, low latency, flexible trust, and asymptotic security. The project received a lot of media attention since the first release; in October 2017 the company announced the cooperation with IBM. Some successful blockchain startups conduced ICOs at the Stellar Platform; it has some advantages over Ethereum and other Smart Contract platforms. It's faster and significantly cheaper to issue tokens comparing with Ethereum.

Top Stellar exchanges

Stellar is currently supported by 80% of exchanges (8 of 10) currently having active orders at ExchangeRates.Pro: 3 Exchange Brokers, 4 Trading Platforms, 1 eWallets have offers, allowing you to buy and sell XLM. Let's check and compare which of these exchanges will suit you the best, dear visitor!

Our choice: the best exchange for Stellar in United States

There are some worthy and undoubtedly good, trusted exchanges among the ones with XLM support. One of them, CEX trading platform, is really special! Our visitors and the ranking algorithms came to this conclusion while comparing and reviewing the websites and apps exchanging Stellar. The service is extraordinarily fine, very few of the rest 332 exchanges and 15 trading platform sites we compare could receive such kind words in the testimonials and so impressive numbers in the results. It's so good that we feel obliged to share our experience with you, dear guest! Let's mention the key fact and describe the most important features making CEX an ideal trading platform for buying, selling and exchanging XLM in United States:

CEX is a Trading Platform; CEX.IO LTD (dba CEX) had started the project back in July 2014. The company is incorporated in the United Kingdom and headquartered in London. The official street address of CEX is 24th Floor One Canada Square, Canary Wharf London E14 5AB. The operational entity is a registered, regulated and licensed financial company. License granted by the FinCEN, the Firm is holding the Money Transmission license. FINCEN registration number 31000176194955. This is a highly trusted, undoubtedly a reputable, a long-standing, settled service. Trading Platform works with 29 cryptocurrencies and tokens: AAVE, ADA, BCHABC, BNB, BTC, DAI, DASH, DOGE, DOT, ETH, ICP, KSM, LINK, LTC, MATIC, NEO, OMG, SOL, SUSHI, TON, TRX, UNI, USDC, USDT, VET, WBTC, XLM, XRP, ZRX.

The customers are welcome to buy and sell coins and tokens with 3 national aka fiat currencies: EUR, GBP, USD. Totally 8 payment systems and banks are at your's disposal. Besides, we can swap the cryptos and tokens, converting one into another. Apart from the currencies conversion operations, cex.io is offering some other services, that could be interesting for crypto-users, like Lending, Margin Trading, Faucets (small amounts of cryptos for free), Staking, MasterNodes, etc. (passive income opportunity). Impressive, right? The features that our users enjoy the most out of this wonderful platform:

• It is an officially registered Money Service Business. The firm applied for and received all the required licenses, it's watched over by the regulators and is fully compliant with the laws
• The website has being online and operational for years; it started up 10 years and 11 months ago
• The platform allows deposits/withdrawals in 29 cryptocurrencies and 3 national ones. In total, you may choose from 8 online banks and payment systems. Crypto- and tokens- exchanging aside, some other services are rendered: Lending, Margin Trading, Faucets (small amounts of cryptos for free) and Staking, MasterNodes, etc. (passive income opportunity)
• The service fees are really low: 0% fee applies to all the ways to pay or to be paid! the charges for smaller amount operations are also very reasonable
• The limitations CEX sets for buy and sell operations are high indeed, one of the highest available on the market: $20.00 up to $10,000 USD. The exact figure is a subject to the payment system choice; how do you like to pay or getting paid
• The reviews from the users are very, very favorable and full of love, 100%, 27 out of 27 are very happy and pleased with their experience at CEX. As per the details we got from the real clients:
• The quality of customer support is upstanding
• The deposits and withdrawal orders are processed fast
• The KYC process is always super-fast

CEX currently provides 6 ways of purchase and sale Stellars in United States with the national currencies and the most exciting news are that the payments in US Dollars are possible:

• Any Local Bank, the local bank in US. Will work absolutely for any domestic bank of United States!
• Skrill, a payment system of e-wallet type.
• Visa & Mastercard, a payment system of credit/debit cards type.
• Advanced Cash, a way to pay locally or internationally.
• Epay, a way to pay locally or internationally.
• SWIFT Transfer, a payment system of international bank transfers type.

Sweet! Buying and selling with fiat aside, there are 8 cryptocoins and tokens exchangeable with XLM: BCHABC, DASH, DOGE, ETH, LTC, USDT, WBTC, XRP can be converted to Stellar and vice versa any time you please.

People love this Trading Platform; our ranking algorithms also came up with a high score. Hence we award CEX with a special status: the best Trading Platform worldwide! A magnificent outcome and it's fairly earned; it says a lot bearing in mind that we rate and compare 333 exchange websites and apps! The outline is that cex.io is truly remarkable service with reference to safety, reliability, reputation, etc., all over... We are confident, you won't have any regrets choosing this one!

Top four XLM exchanges to buy/sell in United States

Although all the exchanges supported by ExchangeRates.Pro are well-known, reliable, and trustworthy (all were thoroughly checked by our staff before listing), we've selected the best of the best for you. Exchanges that were top-rated by various sources, some are providing really outstanding service you'd love and remember. We (staff and the software) selected some of the most trusted platforms for our comparison and this top list, based on customers' feedback, time in the business, reputation, our own and independent reviews and other factors. Please note that we include only the "buy and sell" exchanges here, where you can swap xlm with fiat (national) currencies. Here are the top four exchanges to buy and sell stellars in United States:

1. CEX a Trading Platform established July, 2014. Transparent and legally compliant business with all the required business licenses and permissions. Clients are required to pass through the verification process to use the service. Great news! CEX supports your local currency US Dollar; feel free to use any of these 6 banks and payment systems to buy and sell Stellar domestically:
   • Any Local Bank (local banks). Can use for the purchasing and withdrawals likewise. The method of payment works for absolutely any domestic bank in United States!
   • Skrill (e-wallet). Can use for the purchasing and withdrawals likewise.
   • Visa & Mastercard (credit/debit cards). Can use for the purchasing and withdrawals likewise.
   • Advanced Cash. Can use for the purchasing and withdrawals likewise.
   • Epay. Can use for the purchasing and withdrawals likewise.
   • SWIFT Transfer (international bank transfers). Can use for the purchasing and withdrawals likewise.
   Amazing opportunity! | 27 reviews, 100% positive check out XLM/USD @ CEX!
2. Coinbase an e-wallet established June, 2012. Transparent and legally compliant business with all the required business licenses and permissions. Clients are required to pass through the verification process to use the service. Great news! Coinbase supports your local currency US Dollar; feel free to use any of these 4 banks and payment systems to buy and sell Stellar domestically:
   • Any Local Bank (local banks). Can use for the purchasing and withdrawals likewise. The method of payment works for absolutely any domestic bank in United States!
   • Paypal (e-wallet). Though just withdrawals are currently possible.
   • Visa & Mastercard (credit/debit cards). Can use for the purchasing and withdrawals likewise.
   • SWIFT Transfer (international bank transfers). Can use for the purchasing and withdrawals likewise.
   Amazing opportunity! | 25 reviews, 100% positive check out XLM/USD @ Coinbase!
3. EXMO a Trading Platform established May, 2013. Transparent and legally compliant business with all the required business licenses and permissions. Great news! EXMO supports your local currency US Dollar; feel free to use any of these 4 banks and payment systems to buy and sell Stellar domestically:
   • Visa & Mastercard (credit/debit cards). Only for coin purchases.
   • Advanced Cash. Can use for the purchasing and withdrawals likewise.
   • Payeer. Only for coin purchases.
   • SWIFT Transfer (international bank transfers). Can use for the purchasing and withdrawals likewise.
   Amazing opportunity! | 20 reviews, 100% positive check out XLM/USD @ EXMO!
4. Kraken a Trading Platform established July, 2011. Transparent and legally compliant business with all the required business licenses and permissions. Clients are required to pass through the verification process to use the service. Great news! Kraken supports your local currency US Dollar; feel free to use any of these 3 banks and payment systems to buy and sell Stellar domestically:
   • Any Local Bank (local banks). Can use for the purchasing and withdrawals likewise. The method of payment works for absolutely any domestic bank in United States!
   • Etana. Can use for the purchasing and withdrawals likewise.
   • SWIFT Transfer (international bank transfers). Can use for the purchasing and withdrawals likewise.
   Nice! | 3 reviews, 100% positive check out XLM/USD @ Kraken!

The rest of safe, fast, easy to use XLM exchanges worldwide

Besides the abovelisted great exchanges, serving United States and allowing domestic payments in US Dollar among other countries and currencies, there are also very good international ones among the websites exchanging stellars. Hence if you need USD|XLM exchange, please use the top list above. In case you are looking for other ways to purchase or cash-out Stellar using other fiat currency, etc. or swap it with various coins and tokens, feel free to check this selection of top one highest-ranked XLM exchanges from all around the world:

1. AlfaCashier a Broker started business May, 2012. Unfortunately no fiat payments for your currencies this time, but feel free to swap XLM to/from 16+ coins and tokens. | 2 testimonials, 100% gave maximal rank

By the way, exchanges that accept US, but don't allow fiat payments there are also in this list. So, if you want to pay using a payment method from abroad (say, you are originally from another country and want to buy or sell stellar using the bank account or local payment system from there) or if you are looking for an exchange for someone else, this list will work great for you! Of course, we can't know what is that country you are looking for, but we have two options for you, both good. You are welcome to either

• find the best ones yourself from all offers available at our comparison @ ExchangeRates.Pro. For example, if you are looking for an exchange for Cuba assuming that you have a local bank account there, an address confirmation, etc: compare rates to buy and sell Stellar in Cuba
• ...or just explore the great websites listed above to find out which one you prefer!

Where to buy XLM

Are you looking for the best place to buy stellars? Of course, you are! Our price comparison of exchanges is here to help, although the easiest way is to check the best offers right away @ ExchangeRates.Pro, feel free to compare yourself. Let us show you what banks and payment systems you can use to buy and sell XLM, based on your location and preferences.

Where can you buy XLM in United States

At this moment, there are 7 offers to buy Stellar in United States. Our software is collecting the statistics about the popularity of specific local banks and payment systems. Usually, the top ones that are the most popular are also very convenient. Otherwise, why would these become so popular? You can choose any of these right away, please be our guest:

• Any Local Bank in USD: payments by Local Banks. This one is a universal offer, that will work for any bank. Offered 3 times
• Visa & Mastercard in USD, although can be used in any currency: payments by Credit/Debit Cards. A global payment system, available worldwide. Offered 3 times
• Skrill in USD: payments by e-wallet. A global payment system, available worldwide. Offered 1 times

Easiest, safest, fastest ways to buy xlm worldwide

We've compared a lot of offers to find the top ones; right now we have 9 ways for you to purchase stellar available worldwide. Enough to choose from, right? Please keep in mind that not all of these may be possible to pay with US Dollar, the ones that will surely be good for the domestic currency are a little bit above. The top popular ways to purchase XLM crypto:

• SWIFT Transfer in USD Actually it's a multi-currency option, you are supposed to pay by the International Bank Transfers. This way to send fiat money will work worldwide. United States, Mexico, Cuba, Canada, etc. are covered. Suggested in 4 offers
• Advanced Cash in USD an international payment system. This way to send fiat money will work worldwide. United States, Cuba, Mexico, Canada, etc. are covered. Suggested in 2 offers
• Payeer in USD an international payment system. This way to send fiat money will work worldwide. United States, Cuba, Canada, Mexico, etc. are covered. Suggested in 1 offers
• Epay in USD an international payment system. This way to send fiat money will work worldwide. United States, Canada, Mexico, Cuba, etc. are covered. Suggested in 1 offers
• Etana in USD from 217 countries: an international payment system. A multi-country payment system. Suggested in 1 offers

Where to sell XLM

Even the greatest XLM HODL GANG members sometimes have to sell some of their precious coins. It's alright, everyone does it sometimes and we are here to help! We know you want to find the buyer which will give you the highest price, there are such ones at our platform — check ExchangeRates.Pro now to find the highest rate to sell stellars to US Dollar and 152 more local currencies! There are various opportunities to swap your coins to hard cash, we list the most requested ones below.

Where can you sell XLM in United States

There are currently 7 opportunities to cash out your stellar coins in US. You'd likely need to out-exchange the crypto to pay for some local expenses, shopping, etc. It's reasonable to choose the safest and most comfortable option — a local bank you are using, your preferred payment system or cash in your city. Here is our top list of the ways other people in United States prefer to exchange stellar to fiat:

• Any Local Bank in USD: you will receive money using the Local Banks. Please be aware that this will work for any local bank account! Proposed by 3 buyers
• Visa & Mastercard in USD, works with several currencies: you will receive money using the Credit/Debit Cards. Can also send money to any other location. Be careful with such payments at the P2P marketplaces! This type of transfer can be reversed! Proposed by 2 buyers
• Paypal in USD, works with several currencies: you will receive money using the e-wallet. Besides, you can transfer money to other countries. Be careful with such payments at the P2P marketplaces! This type of transfer can be reversed! Proposed by 1 buyers
• Skrill in USD: you will receive money using the e-wallet. Can also send money to any other location. Proposed by 1 buyers

Easiest, safest, fastest ways to sell XLM worldwide

Sometimes you may need to transfer the money to another country. If you are holding XLM, it makes sense to exchange some of these coins to the currency of that country. We can't know where exactly you would like to send the funds, so we will show you the most requested banks and payment systems worldwide you can send the transfer to. There are totally 8 options to out-exchange the xlm to fiat; the most frequently used banks, money transfer operators and global payment systems are:

• SWIFT Transfer in USD, can be also used with any of other currencies; to any country in the world including United States, Mexico, Cuba, Canada: the funds will be sent by the International Bank Transfers. You can transfer money wherever you need! Suggested in 4 deals
• Advanced Cash in USD to any country in the world including United States, Canada, Cuba, Mexico: a global payment method. You can transfer money wherever you need! Suggested in 2 deals
• Epay in USD to any country in the world including United States, Mexico, Canada, Cuba: a global payment method. You can transfer money wherever you need! Suggested in 1 deals
• Etana in USD to 217 countries: a global payment method. Suggested in 1 deals

Where to swap XLM

Did you know that it's possible to exchange XLM to 49 other cryptocurrencies? It's possible to convert Stellar to/from 98% of crypto coins supported @ ExchangeRates.Pro. Some of these are really great ones (we don't list useless coins and tokens at our website), that's why we've prepared a list of exchange opportunities available. There are totally 208 swap possibilities with XLM and other coins and tokens. Coin to coin exchanges are safe, easy and beneficial when you are using our service, don't worry! Feel free to get all the best rates to swap XLM with other cryptos @ ExchangeRates.Pro right away or refer to the list of most highly demanded exchange directions first:

• Bitcoin (BTC): that's a popular Cryptocurrency. There are 11 proposals (6 allow to convert from BTC to XLM and 5 that are converting in opposite direction.
• Ether (ETH): that's a popular Cryptocurrency. There are 8 proposals (4 allow to convert from ETH to XLM and 4 that are converting in opposite direction.
• Tether (USDT): that's a popular Stablecoin. There are 8 proposals (4 allow to convert from USDT to XLM and 4 that are converting in opposite direction.
• Litecoin (LTC): that's a popular Cryptocurrency. There are 6 proposals (3 allow to convert from LTC to XLM and 3 that are converting in opposite direction.
• Ripple (XRP): that's a popular Cryptocurrency. There are 6 proposals (3 allow to convert from XLM to XRP and 3 that are converting in opposite direction.
• Dogecoin (DOGE): that's a popular Cryptocurrency. There are 6 proposals (3 allow to convert from DOGE to XLM and 3 that are converting in opposite direction.
• Zcash (ZEC): that's a popular Cryptocurrency. There are 6 proposals (3 allow to convert from XLM to ZEC and 3 that are converting in opposite direction.
• Cardano (ADA): that's a popular Cryptocurrency. There are 6 proposals (3 allow to convert from ADA to XLM and 3 that are converting in opposite direction.
• TRON (TRX): that's a popular Cryptocurrency. There are 6 proposals (3 allow to convert from TRX to XLM and 3 that are converting in opposite direction.
• Wrapped Bitcoin (WBTC): that's a popular Token. There are 6 proposals (3 allow to convert from WBTC to XLM and 3 that are converting in opposite direction.