Currencies: 186 (152 fiat & 34 crypto) Countries: 255 PSs & Banks: 326 Exchanges: 309 Offers:
BTC/USD:

4money review & testimonials (updated 12.2019)

4money user interface: the home page in English

What is 4money in a nutshell? It's recently added to our monitoring, promising exchange service (broker) supporting 1 cryptocurrency: you can buy and sell coins using 2 fiat currencies (9 banks & payment systems are supported). Exchange service started the business May 2019, it serves the clients for a few months.

This service works with a number of currencies, banks, and payment systems. Hence to estimate the fees level we calculated an average fee you'll spend for an exchange here. Based on this number (0.44%) we may say that 4money charges low fees: offers bonuses for some exchange directions i.e. for certain exchanges, the rate if better than the market: the bonus reaches 1%, the maximum fee is 2% (according to our statistics, 96% exchanges take higher average fee) and has the high purchase limits available: $149 — $91,088 (in accordance with the statistics we've collected, 92% exchanges allow lower limits for orders). This Broker welcomes customers from 255 countries (including your country: United States!). It serves the US and allows registrations from all the 56 states and territories. Unfortunately we couldn't yet collect enough data about the order processing speed from the customers of 4money, although according to the information from the exchange itself, order processing is automated and should be instant. You won't need to verify your account to use the services of the Broker, 4money accepts and welcomes anonymous customers!

Since this May, 4money is working hard to get great testimonials from the users. Although, since this Broker was recently added to our price comparison platform, we have no user reviews yet. Maybe you can help? If you have any experience dealing with 4money, can you please leave your testimonial? It will surely be a great help for us and all the community, thanks!

Based on all these facts, our verdict is the following: 4money is a promising, although not yet reviewed much by our visitors place to buy and sell Bitcoins, an interesting exchange that we believe will get some nice feedback soon!

Overview: is 4money safe?

4money is the Broker; exchange started the business May 2019. Unfortunately, there is not much information available about the company doing business as 4money, etc.

Answering the question how safe is 4money:

We are sorry, our platform has't yet collected enough data, but you can help! We know fairly much about this Broker (please continue reading), but our policies require to collect more testimonials from the users of 4money to draw a conclusion. Do you have any experience dealing with this service? Please add your feedback, this will be a great help! Or maybe you know someone who does? Kindly ask him/her to tell us about it here! We really appreciate your participation.
Time in the business: 6 months
Business model: no information available

Overall rating for 4money: N/A
Although we have not collected enough testimonials to assign a rating to 4money, we can pre-estimate the rating (considering there will be no user complaints) as 73/100.

Pros & Cons of 4money

Although 4money is not yet rated by our visitors, there probably are many downsides that people don't like, but there also should be strong sides. Who knows, maybe for you, our dear visitor, these are most important and you'd consider this exchange as one of the best ones. Let's check it out:

  • 4money allows anonymous customers, there is no verification required for all the exchange directions.
  • Fees are really low here.
  • High purchase and withdrawal limits.
  • Almost all the countries in the world are welcomed here! Feel free to check if your country is allowed to register an account.
  • 4money doesn't hold the clients funds, delivering the funds directly to your wallet.
  • Seems that the exchange operates without any business licenses, etc.
  • Brokers are less regulated exchanges, you are basically on your own if you have problems with such a service.

Seems that there are not so many cons, but a lot of pros. We hope you will enjoy your experience exchanging at 4money! Try 4money today and let us know how you like it!

Services, 4money Provides

The platform provides the following cryptocurrency exchange-related services:

  • Allows the customers to buy cryptocurrencies with fiat currencies
  • Provides the clients with ways to "cash out" the crypto to fiat currency

As we can see, 4money doesn't provide any services besides the cryptocurrency exchange, althought it's definitely not a bad thing; after all, we came here for the crypto exchange, right?

Currencies & Payment Systems

4money provides the service of buying and selling 1 digital currencies using fiat currencies. The following cryptocurrencies are available to buy/sell: Bitcoin (BTC).

If you are not sure, which one of these electronic currencies you are most interested in, you are welcome to read our guides. For example, these: Cryptocurrencies under 1 cent to invest in 2019.

2 fiat currencies are supported to provide crypto purchase and selling: Russian Ruble (RUB), US Dollar (USD). The Broker will let you buy and sell Bitcoins using the following payment systems:

  • Visa & Mastercard. An international payment system (available worldwide) allowing credit/debit cards payments in various currencies. Just the RUB payments are available for selling cryptocurrency to fiat solely; at the time you can't buy crypto using this payment method here. Visa & Mastercard is a popular way to buy BTC and other cryptocurrencies available at 96 exchanges of various types. You are welcome to find the best rate for buying bitcoin with visa & mastercard at our home page!
  • Cash in Person. An international payment system (available worldwide) allowing cash payments payments in various currencies. RUB and USD payments are available for purchasing cryptos at the exchange.
  • Sberbank. A local bank (you may use from Russia) in various currencies. Just the RUB payments are available for selling cryptocurrency to fiat solely; at the time you can't buy crypto using this payment method here.
  • AlfaBank. A local bank (you may use from Russia) in various currencies. RUB and USD payments are available for selling cryptocurrency to fiat solely; at the time you can't buy crypto using this payment method here.
  • Tinkoff Bank. A local bank (serving Russia) in Russian Ruble currency. Just the RUB payments are available for selling cryptocurrency to fiat solely; at the time you can't buy crypto using this payment method here.
  • Any Local Bank. An universal payment method, allowing payments from/to all the banks in various currencies. 4money has options to use local bank transfers in the Russia. Just the RUB payments are available for selling cryptocurrency to fiat solely; at the time you can't buy crypto using this payment method here.
  • Yandex Money. A local payment system (serving Russia) allowing e-wallet payments in Russian Ruble currency. Just the RUB payments are available for selling cryptocurrency to fiat solely; at the time you can't buy crypto using this payment method here.
  • Qiwi. An international payment system (it's available in 9 countries) allowing e-wallet payments in various currencies. Just the RUB payments are available for selling cryptocurrency to fiat solely; at the time you can't buy crypto using this payment method here.
  • Russky Standard. A local bank (serving Russia) in Russian Ruble currency. Just the RUB payments are available for selling cryptocurrency to fiat solely; at the time you can't buy crypto using this payment method here.

4money fees

The fees you need to pay at this broker during the process of buying and selling cryptocurrencies are easier to understand if you break it down like that (note that you can skip the details, jumping to the conclusion):

  1. Service/processing fee. Depending on the fiat payment system and currency, it's as follows:
    • Commission when you are receiving cash deposit (paid from the ATM) to AlfaBank in Russian Ruble: 1% bonus!
    • Commission when you are receiving cash deposit (paid from the ATM) to AlfaBank in US Dollar: 0%
    • Commission when you are receiving funds to Any Local Bank in Russian Ruble: 0%
    • 2% when you pay money using Cash in Person in Russian Ruble. Read the details below.
    • 1% when you pay money using Cash in Person in US Dollar. Read the details below.
    • Commission when you are receiving funds to Qiwi in Russian Ruble: 0%
    • Commission when you are receiving funds to Russky Standard in Russian Ruble: 0%
    • Commission when you are receiving funds to Sberbank in Russian Ruble: 0%
    • Commission when you are receiving cash deposit (paid from the ATM) to Tinkoff Bank in Russian Ruble: 1%
    • Commission when you are receiving funds to Visa & Mastercard in Russian Ruble: 0%
    • Commission when you are receiving funds to Yandex Money in Russian Ruble: 1% bonus!
  2. Miners fee. Please note that this fee applies only when you buy bitcoin or other cryptocurrency!
    • 0 BTC: great news! at the moment there is no such a fee!

Buying & selling Bitcoins and Crypto with cash at 4money

If you are interested in buying digital currencies with cash in person or want to get some banknotes in exchange of your BTC, etc. 4money will be glad to help you. It provides the service of RUB, USD cash exchange in the following countries and cities:

Latvia

Cash exchange is possible in 1 city:

Riga
  • 2% to buy cryptocurrencies with cash in Russian Ruble
  • 1% to buy cryptocurrencies with cash in US Dollar

Russia

Cash exchange is possible in 27 cities:

Volgograd
  • 2% to buy cryptocurrencies with cash in Russian Ruble
  • 1% to buy cryptocurrencies with cash in US Dollar
Tula
  • 2% to buy cryptocurrencies with cash in Russian Ruble
  • 1% to buy cryptocurrencies with cash in US Dollar
Taganrog
  • 2% to buy cryptocurrencies with cash in Russian Ruble
  • 1% to buy cryptocurrencies with cash in US Dollar
Stavropol’
  • 2% to buy cryptocurrencies with cash in Russian Ruble
  • 1% to buy cryptocurrencies with cash in US Dollar
Sochi
  • 2% to buy cryptocurrencies with cash in Russian Ruble
  • 1% to buy cryptocurrencies with cash in US Dollar
Saint Petersburg
  • 2% to buy cryptocurrencies with cash in Russian Ruble
  • 1% to buy cryptocurrencies with cash in US Dollar
Samara
  • 2% to buy cryptocurrencies with cash in Russian Ruble
  • 1% to buy cryptocurrencies with cash in US Dollar
Rostov-na-Donu
  • 2% to buy cryptocurrencies with cash in Russian Ruble
  • 1% to buy cryptocurrencies with cash in US Dollar
Pyatigorsk
  • 2% to buy cryptocurrencies with cash in Russian Ruble
  • 1% to buy cryptocurrencies with cash in US Dollar
Perm
  • 2% to buy cryptocurrencies with cash in Russian Ruble
  • 1% to buy cryptocurrencies with cash in US Dollar
Nizhniy Novgorod
  • 2% to buy cryptocurrencies with cash in Russian Ruble
  • 1% to buy cryptocurrencies with cash in US Dollar
Naberezhnyye Chelny
  • 2% to buy cryptocurrencies with cash in Russian Ruble
  • 1% to buy cryptocurrencies with cash in US Dollar
Moscow
  • 2% to buy cryptocurrencies with cash in Russian Ruble
  • 1% to buy cryptocurrencies with cash in US Dollar
Kursk
  • 2% to buy cryptocurrencies with cash in Russian Ruble
  • 1% to buy cryptocurrencies with cash in US Dollar
Krasnodar
  • 2% to buy cryptocurrencies with cash in Russian Ruble
  • 1% to buy cryptocurrencies with cash in US Dollar
Kazan
  • 2% to buy cryptocurrencies with cash in Russian Ruble
  • 1% to buy cryptocurrencies with cash in US Dollar
Izhevsk
  • 2% to buy cryptocurrencies with cash in Russian Ruble
  • 1% to buy cryptocurrencies with cash in US Dollar
Cheboksary
  • 2% to buy cryptocurrencies with cash in Russian Ruble
  • 1% to buy cryptocurrencies with cash in US Dollar
Bryansk
  • 2% to buy cryptocurrencies with cash in Russian Ruble
  • 1% to buy cryptocurrencies with cash in US Dollar
Yekaterinburg
  • 2% to buy cryptocurrencies with cash in Russian Ruble
  • 1% to buy cryptocurrencies with cash in US Dollar
Omsk
  • 2% to buy cryptocurrencies with cash in Russian Ruble
  • 1% to buy cryptocurrencies with cash in US Dollar
Novosibirsk
  • 2% to buy cryptocurrencies with cash in Russian Ruble
  • 1% to buy cryptocurrencies with cash in US Dollar
Novokuznetsk
  • 2% to buy cryptocurrencies with cash in Russian Ruble
  • 1% to buy cryptocurrencies with cash in US Dollar
Krasnoyarsk
  • 2% to buy cryptocurrencies with cash in Russian Ruble
  • 1% to buy cryptocurrencies with cash in US Dollar
Kemerovo
  • 2% to buy cryptocurrencies with cash in Russian Ruble
  • 1% to buy cryptocurrencies with cash in US Dollar
Chelyabinsk
  • 2% to buy cryptocurrencies with cash in Russian Ruble
  • 1% to buy cryptocurrencies with cash in US Dollar
Irkutsk
  • 2% to buy cryptocurrencies with cash in Russian Ruble
  • 1% to buy cryptocurrencies with cash in US Dollar

Belarus

Cash exchange is possible in 1 city:

Minsk
  • 2% to buy cryptocurrencies with cash in Russian Ruble
  • 1% to buy cryptocurrencies with cash in US Dollar

Ukraine

Cash exchange is possible in 1 city:

Simferopol
  • 2% to buy cryptocurrencies with cash in Russian Ruble
  • 1% to buy cryptocurrencies with cash in US Dollar

Are 4money fees high or low?

Now it's time to draw a conclusion: considering the average fee the exchange changes for an operation we can state that 4money takes very low fees, moreover, for certain directions it pays the customer extra! According to our statistics, the majority of the competition charge way more than 4money does! For example, an average fee you pay to buy Bitcoin with Cash in Person in RUB across various exchange brokers, trading platforms, p2p marketplaces and e-wallets is 2%, 4money charges 2% for this. Seems fair, especially considering the anonymity!

Buying and selling limits

This Broker has the following limits, applicable when you buy or sell cryptocurrencies:

  1. Purchase limits (when you buy crypto).
    • ₽51,000 minimal buy and ₽5,822,112 max purchase when using Cash in Person in Russian Ruble.
    • $1,000 minimal buy and $91,088 max purchase when using Cash in Person in US Dollar.
  2. Withdrawal limits (when you out-exchange crypto to the fiat money).
    • ₽9,598 min and ₽192,934 maximal withdrawal when receiving money from cash deposit (cash-in paid at ATM) to your account at AlfaBank in Russian Ruble.
    • $149 min and $3,000 maximal withdrawal when receiving money from cash deposit (cash-in paid at ATM) to your account at AlfaBank in US Dollar.
    • ₽9,575 min and ₽192,457 maximal withdrawal when receiving money to Any Local Bank in Russian Ruble.
    • ₽9,573 min and ₽192,419 maximal withdrawal when receiving money to Qiwi in Russian Ruble.
    • ₽9,582 min and ₽192,610 maximal withdrawal when receiving money to Russky Standard in Russian Ruble.
    • ₽9,504 min and ₽191,043 maximal withdrawal when receiving money to Sberbank in Russian Ruble.
    • ₽15,492 min and ₽187,782 maximal withdrawal when receiving money from cash deposit (cash-in paid at ATM) to your account at Tinkoff Bank in Russian Ruble.
    • ₽9,569 min and ₽192,342 maximal withdrawal when receiving money to Visa & Mastercard in Russian Ruble.
    • ₽9,602 min and ₽193,011 maximal withdrawal when receiving money to Yandex Money in Russian Ruble.

And the good news: there are no limits on other payment systems (the limitations the payment system has aside) 4money supports! Comparing to other exchanges, 4money has one of highest buying and selling limits on the whole exchange market!

Supported countries

Platform allows the users from 255 countries to use the exchange. The following countries are supported by the broker:

  • Afghanistan (AF)
  • Aland Islands (AX)
  • Albania (AL)
  • Algeria (DZ)
  • American Samoa (AS)
  • Andorra (AD)
  • Angola (AO)
  • Anguilla (AI)
  • Antarctica (AQ)
  • Antigua & Barbuda (AG)
  • Argentina (AR)
  • Armenia (AM)
  • Aruba (AW)
  • Ascension Island (AC)
  • Australia (AU)
  • Austria (AT)
  • Azerbaijan (AZ)
  • Bahamas (BS)
  • Bahrain (BH)
  • Bangladesh (BD)
  • Barbados (BB)
  • Belarus (BY)
  • Belgium (BE)
  • Belize (BZ)
  • Benin (BJ)
  • Bermuda (BM)
  • Bhutan (BT)
  • Bolivia (BO)
  • Bosnia & Herzegovina (BA)
  • Botswana (BW)
  • Bouvet Island (BV)
  • Brazil (BR)
  • British Indian Ocean Territory (IO)
  • British Virgin Islands (VG)
  • Brunei (BN)
  • Bulgaria (BG)
  • Burkina Faso (BF)
  • Burundi (BI)
  • Cambodia (KH)
  • Cameroon (CM)
  • Canada (CA)
  • Canary Islands (IC)
  • Cape Verde (CV)
  • Caribbean Netherlands (BQ)
  • Cayman Islands (KY)
  • Central African Republic (CF)
  • Ceuta & Melilla (EA)
  • Chad (TD)
  • Chile (CL)
  • China (CN)
  • Christmas Island (CX)
  • Cocos (Keeling) Islands (CC)
  • Colombia (CO)
  • Comoros (KM)
  • Congo - Brazzaville (CG)
  • Congo - Kinshasa (CD)
  • Cook Islands (CK)
  • Costa Rica (CR)
  • Croatia (HR)
  • Cuba (CU)
  • Curaçao (CW)
  • Cyprus (CY)
  • Czech Republic (CZ)
  • Côte d’Ivoire (CI)
  • Denmark (DK)
  • Diego Garcia (DG)
  • Djibouti (DJ)
  • Dominica (DM)
  • Dominican Republic (DO)
  • Ecuador (EC)
  • Egypt (EG)
  • El Salvador (SV)
  • Equatorial Guinea (GQ)
  • Eritrea (ER)
  • Estonia (EE)
  • Ethiopia (ET)
  • Falkland Islands (FK)
  • Faroe Islands (FO)
  • Fiji (FJ)
  • Finland (FI)
  • France (FR)
  • French Guiana (GF)
  • French Polynesia (PF)
  • French Southern Territories (TF)
  • Gabon (GA)
  • Gambia (GM)
  • Georgia (GE)
  • Germany (DE)
  • Ghana (GH)
  • Gibraltar (GI)
  • Greece (GR)
  • Greenland (GL)
  • Grenada (GD)
  • Guadeloupe (GP)
  • Guam (GU)
  • Guatemala (GT)
  • Guernsey (GG)
  • Guinea (GN)
  • Guinea-Bissau (GW)
  • Guyana (GY)
  • Haiti (HT)
  • Heard Island and McDonald Islands (HM)
  • Honduras (HN)
  • Hong Kong SAR China (HK)
  • Hungary (HU)
  • Iceland (IS)
  • India (IN)
  • Indonesia (ID)
  • Iran (IR)
  • Iraq (IQ)
  • Ireland (IE)
  • Isle of Man (IM)
  • Israel (IL)
  • Italy (IT)
  • Jamaica (JM)
  • Japan (JP)
  • Jersey (JE)
  • Jordan (JO)
  • Kazakhstan (KZ)
  • Kenya (KE)
  • Kiribati (KI)
  • Kosovo (XK)
  • Kuwait (KW)
  • Kyrgyzstan (KG)
  • Laos (LA)
  • Latvia (LV)
  • Lebanon (LB)
  • Lesotho (LS)
  • Liberia (LR)
  • Libya (LY)
  • Liechtenstein (LI)
  • Lithuania (LT)
  • Luxembourg (LU)
  • Macau SAR China (MO)
  • Macedonia (MK)
  • Madagascar (MG)
  • Malawi (MW)
  • Malaysia (MY)
  • Maldives (MV)
  • Mali (ML)
  • Malta (MT)
  • Marshall Islands (MH)
  • Martinique (MQ)
  • Mauritania (MR)
  • Mauritius (MU)
  • Mayotte (YT)
  • Mexico (MX)
  • Micronesia (FM)
  • Moldova (MD)
  • Monaco (MC)
  • Mongolia (MN)
  • Montenegro (ME)
  • Montserrat (MS)
  • Morocco (MA)
  • Mozambique (MZ)
  • Myanmar (Burma) (MM)
  • Namibia (NA)
  • Nauru (NR)
  • Nepal (NP)
  • Netherlands (NL)
  • New Caledonia (NC)
  • New Zealand (NZ)
  • Nicaragua (NI)
  • Niger (NE)
  • Nigeria (NG)
  • Niue (NU)
  • Norfolk Island (NF)
  • North Korea (KP)
  • Northern Mariana Islands (MP)
  • Norway (NO)
  • Oman (OM)
  • Pakistan (PK)
  • Palau (PW)
  • Palestinian Territories (PS)
  • Panama (PA)
  • Papua New Guinea (PG)
  • Paraguay (PY)
  • Peru (PE)
  • Philippines (PH)
  • Pitcairn Islands (PN)
  • Poland (PL)
  • Portugal (PT)
  • Puerto Rico (PR)
  • Qatar (QA)
  • Romania (RO)
  • Russia (RU)
  • Rwanda (RW)
  • Réunion (RE)
  • Samoa (WS)
  • San Marino (SM)
  • Saudi Arabia (SA)
  • Senegal (SN)
  • Serbia (RS)
  • Seychelles (SC)
  • Sierra Leone (SL)
  • Singapore (SG)
  • Sint Maarten (SX)
  • Slovakia (SK)
  • Slovenia (SI)
  • Solomon Islands (SB)
  • Somalia (SO)
  • South Africa (ZA)
  • South Georgia & South Sandwich Islands (GS)
  • South Korea (KR)
  • South Sudan (SS)
  • Spain (ES)
  • Sri Lanka (LK)
  • St. Barthélemy (BL)
  • St. Helena (SH)
  • St. Kitts & Nevis (KN)
  • St. Lucia (LC)
  • St. Martin (MF)
  • St. Pierre & Miquelon (PM)
  • St. Vincent & Grenadines (VC)
  • Sudan (SD)
  • Suriname (SR)
  • Svalbard & Jan Mayen (SJ)
  • Swaziland (SZ)
  • Sweden (SE)
  • Switzerland (CH)
  • Syria (SY)
  • São Tomé & Príncipe (ST)
  • Taiwan (TW)
  • Tajikistan (TJ)
  • Tanzania (TZ)
  • Thailand (TH)
  • Timor-Leste (TL)
  • Togo (TG)
  • Tokelau (TK)
  • Tonga (TO)
  • Trinidad & Tobago (TT)
  • Tristan da Cunha (TA)
  • Tunisia (TN)
  • Turkey (TR)
  • Turkmenistan (TM)
  • Turks & Caicos Islands (TC)
  • Tuvalu (TV)
  • U.S. Outlying Islands (UM)
  • U.S. Virgin Islands (VI)
  • Uganda (UG)
  • Ukraine (UA)
  • United Arab Emirates (AE)
  • United Kingdom (GB)
  • United States (US)
  • Uruguay (UY)
  • Uzbekistan (UZ)
  • Vanuatu (VU)
  • Vatican City (VA)
  • Venezuela (VE)
  • Vietnam (VN)
  • Wallis & Futuna (WF)
  • Western Sahara (EH)
  • Yemen (YE)
  • Zambia (ZM)
  • Zimbabwe (ZW)

Does 4money allow the users from United States (US)?

USA flag

Yes, 4money allows the registrations from the United States! Broker permits the users from 56 states and territories to register at and use the services exchange provides:

  • Alabama (AL)
  • Alaska (AK)
  • American Samoa (AS)
  • Arizona (AZ)
  • Arkansas (AR)
  • California (CA)
  • Colorado (CO)
  • Connecticut (CT)
  • Delaware (DE)
  • District of Columbia (DC)
  • Florida (FL)
  • Georgia (GA)
  • Guam (GU)
  • Hawaii (HI)
  • Idaho (ID)
  • Illinois (IL)
  • Indiana (IN)
  • Iowa (IA)
  • Kansas (KS)
  • Kentucky (KY)
  • Louisiana (LA)
  • Maine (ME)
  • Maryland (MD)
  • Massachusetts (MA)
  • Michigan (MI)
  • Minnesota (MN)
  • Mississippi (MS)
  • Missouri (MO)
  • Montana (MT)
  • Nebraska (NE)
  • Nevada (NV)
  • New Hampshire (NH)
  • New Jersey (NJ)
  • New Mexico (NM)
  • New York (NY)
  • North Carolina (NC)
  • North Dakota (ND)
  • Northern Mariana Islands (MP)
  • Ohio (OH)
  • Oklahoma (OK)
  • Oregon (OR)
  • Pennsylvania (PA)
  • Puerto Rico (PR)
  • Rhode Island (RI)
  • South Carolina (SC)
  • South Dakota (SD)
  • Tennessee (TN)
  • Texas (TX)
  • U.S. Virgin Islands (VI)
  • Utah (UT)
  • Vermont (VT)
  • Virginia (VA)
  • Washington (WA)
  • West Virginia (WV)
  • Wisconsin (WI)
  • Wyoming (WY)

It's possible to use the USD currency to buy/sell 1 cryptocurrencies at the 4money: 1 banks and payment systems totally (out of the 9 the broker supports, that's 11% of all the available ones) can be used by people from the U.S.A.:

  • Visa & Mastercard — please note — just the withdrawals to this payment system are available at the moment!

Customer service

Sorry, but we haven't collected enough data about this yet. Do you have any experience exchanging with the 4money? Can you please add your testimonial? This will help everyone a lot, thanks!

Verification at 4money

The broker respects the user privacy and doesn't require verification. You may stay anonymous while using 4money, whatever exchange direction you need.

This is a rare find these days! You know, most of the exchanges require at least some verification. The absence of KYC policy saves the user time and prevents possible data leaks, we think that many people will appreciate such a possibility while dealing with 4money!

Deposit/withdrawal speed

4money processes the orders automatically, that's definitely a good thing and the process should take no time. Although we know that some exchanges require various forms of staff approval, etc. for the specific orders; such ones generally take longer. Even fully automated platforms sometimes delay the funds delivery, so if you know that it's the case here at this broker, let us and the community know about it, please!

Is 4money instant?

So, what can we see? In accordance with the data we know about the broker, orders at 4money should be instant. Although we don't have enough information about the order delivery speed from actual customers yet, sorry.

Customers' testimonials

There are currently no users testimonials about the 4money. Do you have any experience using this broker? If you do, please say a couple of words about it!

FAQ about 4money

Does 4money holds my funds?

It does not! One of the best things dealing with the brokers is that unlike most of other exchanges, such businesses instantly deliver your funds to your own wallet after the payment clearance.

Is 4money a good broker?

Although we have not enough users' reviews yet, we analyzed the information we have. Feel free to get acquainted with the details reading this review or just jump to the conclusion!

Is 4money licensed? Does it hold e-money license?

It is not, and it's hard to even find information about any business registration, etc. Although the cryptocurrency regulation in Russia, CIS and most of the ex-USSR countries has not yet being set, so so almost all such exchanges there are operating like this.

Is 4money a ripoff?

It is not a ripoff, although we have not rated 4money yet due to lack of user testimonials, it complies with our standards. Feel free to read the whole this review to understand why or check our conclusion: is 4money legit or scam.

4money vs other exchanges

Let's compare 4money to other similar exchange services with similar features: others of broker type mostly. Besides, seems reasonable to compare the platform with the exchanges having similar rating and serving (mostly) the same geographic, etc. Remember that if you wish to find the exchange offering the best price to buy/sell Bitcoin and 33 other cryptos, check the best rates to buy bitcoin and crypto in United States!

4money vs Bitonic

Let's compare the key features of these two platforms to see which one suits you best:

  • Bitonic is a broker 4money is a broker, both are using the same business model.
  • Bitonic had started the business May 2012 4money started the business May 2019 (Bitonic is working for 7 years and 0 months longer time).
  • Bitonic has all the required business licenses and permissions 4money operates without a business registration or there is no information available about it (Bitonic's business model is more stable and safer for clients).
  • Besides buying and selling cryptocurrencies, Bitonic provides the following extra services: Merchant Services 4money provides us with less services, related to the crypto exchange: it allows us to purchase and sell digital currencies.
  • Bitonic supports 1 cryptocurrencies 4money allows to exchange 1 cryptos (4money & Bitonic support the same number of digital currencys).
  • 1 fiat currencies are available at Bitonic You'll be able to use 2 fiat currencies to swap with digital ones at 4money (4money supports 1 fiat currencies more).
  • Bitonic accepts deposits from and allows withdrawals to 3 fiat payment systems / banks 4money allows the user to utilize 9 various fiat payment systems and/or banks (4money supports 6 fiat payment systems and banks more).
  • Bitonic charges 0.0% fee 4money charges the client -1% — 2% fee, depending on the currency, payment system, etc. (4money has higher fees, generally).
  • Buying limits at Bitonic start from $1 and are up to $2,766 Deposit/withdraw limits at 4money are $149 — $91,088 depending on the payment method (4money has higher buying/selling limits).
  • Bitonic allows registrations from 46 countries; we are sorry, but United States is not supported this time You may register at 4money if you reside in one of 255 countries; it serves United States among others (4money supports more countries worldwide).
  • During the account verification Bitonic usually asks for 3 documents and/or procedures: (id verification, phone confirmation, a bank account verification) 4money has no KYC procedures, you can be completely anonymous while exchanging here (4money 's KYC policy requires the customer to take less actions or to provide less data).

Although the final decision, which exchange — Bitonic or 4money — is better is up to you, we'll try to help you with the decision. Both exchanges are great, since at least one of them is not yet rated at our platform, we recommend you to look at the list above and decide, what is most important for you!

If you feel like need more comparison versus other exchanges, feel free to check these:

4money vs BTCBIT

Let's compare the key features of these two platforms to see which one suits you best:

  • BTCBIT is a broker 4money is a broker, both are using the same business model.
  • BTCBIT had started the business May 2017 4money started the business May 2019 (BTCBIT is working for 2 years and 0 months longer time).
  • BTCBIT has all the required business licenses and permissions 4money operates without a business registration or there is no information available about it (BTCBIT's business model is more stable and safer for clients).
  • Besides buying and selling cryptocurrencies, BTCBIT provides no extra services 4money provides the same number of services as BTCBIT: it allows us to purchase and sell digital currencies.
  • BTCBIT supports 10 cryptocurrencies 4money allows to exchange 1 cryptos (4money supports 9 cryptocurrencies less).
  • 9 fiat currencies are available at BTCBIT You'll be able to use 2 fiat currencies to swap with digital ones at 4money (4money supports 7 fiat currencies less).
  • BTCBIT accepts deposits from and allows withdrawals to 7 fiat payment systems / banks 4money allows the user to utilize 9 various fiat payment systems and/or banks (4money supports 2 fiat payment systems and banks more).
  • BTCBIT charges 2% — 16% fee 4money charges the client -1% — 2% fee, depending on the currency, payment system, etc. (4money has lower fees in general).
  • Buying limits at BTCBIT start from $50 and are up to $10,000 Deposit/withdraw limits at 4money are $149 — $91,088 depending on the payment method (4money has higher buying/selling limits).
  • BTCBIT allows registrations from 221 countries; United States is among the supported ones You may register at 4money if you reside in one of 255 countries; it serves United States among others (4money supports more countries worldwide).
  • BTCBIT allows the user to be anonymous, there is no account verification, etc. 4money has no KYC procedures, you can be completely anonymous while exchanging here (4money & BTCBIT require the client to pass through the — more or less — the same process during the verification).

Although the final decision, which exchange — BTCBIT or 4money — is better is up to you, we'll try to help you with the decision. Both exchanges are great, since at least one of them is not yet rated at our platform, we recommend you to look at the list above and decide, what is most important for you!

If you feel like need more comparison versus other exchanges, feel free to check these:

4money vs XMLGold

Let's compare the key features of these two platforms to see which one suits you best:

  • XMLGold is a broker 4money is a broker, both are using the same business model.
  • XMLGold had started the business May 2006 4money started the business May 2019 (XMLGold is working for 13 years and 0 months longer time).
  • XMLGold is an ordinary company without licenses, etc. 4money operates without a business registration or there is no information available about it (XMLGold's business model is more stable and safer for clients).
  • Besides buying, selling and exchanging cryptocurrencies, XMLGold provides no extra services 4money provides us with less services, related to the crypto exchange: it allows us to purchase and sell digital currencies.
  • XMLGold supports 1 cryptocurrencies 4money allows to exchange 1 cryptos (4money & XMLGold support the same number of digital currencys).
  • 2 fiat currencies are available at XMLGold You'll be able to use 2 fiat currencies to swap with digital ones at 4money (4money & XMLGold support the same number of fiat currencys).
  • XMLGold accepts deposits from and allows withdrawals to 5 fiat payment systems / banks 4money allows the user to utilize 9 various fiat payment systems and/or banks (4money supports 4 fiat payment systems and banks more).
  • XMLGold charges 0% — 2% fee 4money charges the client -1% — 2% fee, depending on the currency, payment system, etc. (4money has lower fees in general).
  • Buying limits at XMLGold start from $7 and are up to $434,878 Deposit/withdraw limits at 4money are $149 — $91,088 depending on the payment method (4money has lower buying/selling limits).
  • XMLGold allows registrations from 255 countries; United States is among the supported ones You may register at 4money if you reside in one of 255 countries; it serves United States among others (4money & XMLGold support the same number of countries and territories).
  • During the account verification XMLGold usually asks for 1 document / procedure: (id verification) 4money has no KYC procedures, you can be completely anonymous while exchanging here (4money 's KYC policy requires the customer to take less actions or to provide less data).

Although the final decision, which exchange — XMLGold or 4money — is better is up to you, we'll try to help you with the decision. Both exchanges are great, since at least one of them is not yet rated at our platform, we recommend you to look at the list above and decide, what is most important for you!

If you feel like need more comparison versus other exchanges, feel free to check these:

4money vs PayBis

Let's compare the key features of these two platforms to see which one suits you best:

  • PayBis is a broker 4money is a broker, both are using the same business model.
  • PayBis had started the business April 2015 4money started the business May 2019 (PayBis is working for 4 years and 1 months longer time).
  • PayBis is an ordinary company without licenses, etc. 4money operates without a business registration or there is no information available about it (PayBis's business model is more stable and safer for clients).
  • Besides buying and selling cryptocurrencies, PayBis provides no extra services 4money provides the same number of services as PayBis: it allows us to purchase and sell digital currencies.
  • PayBis supports 8 cryptocurrencies 4money allows to exchange 1 cryptos (4money supports 7 cryptocurrencies less).
  • 3 fiat currencies are available at PayBis You'll be able to use 2 fiat currencies to swap with digital ones at 4money (4money supports 1 fiat currencies less).
  • PayBis accepts deposits from and allows withdrawals to 7 fiat payment systems / banks 4money allows the user to utilize 9 various fiat payment systems and/or banks (4money supports 2 fiat payment systems and banks more).
  • PayBis charges 5% — 11% fee 4money charges the client -1% — 2% fee, depending on the currency, payment system, etc. (4money has lower fees in general).
  • Buying limits at PayBis start from $20 and are up to $200,000 Deposit/withdraw limits at 4money are $149 — $91,088 depending on the payment method (4money has lower buying/selling limits).
  • PayBis allows registrations from 241 countries; United States is among the supported ones You may register at 4money if you reside in one of 255 countries; it serves United States among others (4money supports more countries worldwide).
  • During the account verification PayBis usually asks for 3 documents and/or procedures: (id verification, phone confirmation, address confirmation) 4money has no KYC procedures, you can be completely anonymous while exchanging here (4money 's KYC policy requires the customer to take less actions or to provide less data).

Although the final decision, which exchange — PayBis or 4money — is better is up to you, we'll try to help you with the decision. Both exchanges are great, since at least one of them is not yet rated at our platform, we recommend you to look at the list above and decide, what is most important for you!

If you feel like need more comparison versus other exchanges, feel free to check these:

4money vs MagneticExchange

Let's compare the key features of these two platforms to see which one suits you best:

  • MagneticExchange is a broker 4money is a broker, both are using the same business model.
  • MagneticExchange had started the business May 2011 4money started the business May 2019 (MagneticExchange is working for 8 years and 0 months longer time).
  • MagneticExchange is an ordinary company without licenses, etc. 4money operates without a business registration or there is no information available about it (MagneticExchange's business model is more stable and safer for clients).
  • Besides buying, selling and exchanging cryptocurrencies, MagneticExchange provides no extra services 4money provides us with less services, related to the crypto exchange: it allows us to purchase and sell digital currencies.
  • MagneticExchange supports 6 cryptocurrencies 4money allows to exchange 1 cryptos (4money supports 5 cryptocurrencies less).
  • 5 fiat currencies are available at MagneticExchange You'll be able to use 2 fiat currencies to swap with digital ones at 4money (4money supports 3 fiat currencies less).
  • MagneticExchange accepts deposits from and allows withdrawals to 18 fiat payment systems / banks 4money allows the user to utilize 9 various fiat payment systems and/or banks (4money supports 9 banks and fiat payment systems less).
  • MagneticExchange charges 2% — 17% fee 4money charges the client -1% — 2% fee, depending on the currency, payment system, etc. (4money has lower fees in general).
  • Buying limits at MagneticExchange start from $7 and are up to $8,247 Deposit/withdraw limits at 4money are $149 — $91,088 depending on the payment method (4money has lower buying/selling limits).
  • MagneticExchange allows registrations from 254 countries; we are sorry, but United States is not supported this time You may register at 4money if you reside in one of 255 countries; it serves United States among others (4money supports more countries worldwide).
  • During the account verification MagneticExchange usually asks for 1 document / procedure: (id verification) 4money has no KYC procedures, you can be completely anonymous while exchanging here (4money 's KYC policy requires the customer to take less actions or to provide less data).

Although the final decision, which exchange — MagneticExchange or 4money — is better is up to you, we'll try to help you with the decision. Both exchanges are great, since at least one of them is not yet rated at our platform, we recommend you to look at the list above and decide, what is most important for you!

If you feel like need more comparison versus other exchanges, feel free to check these:

Conclusion: is 4money legit or scam?

Now it's time to draw a conclusion, is 4money a scam or is it a legit exchange? We hadn't yet collected enough testimonials to assign 4money a rating, but according to our research it's a good exchange. We have found no evidence that this broker is a scam so it should be save to deal with. Let's summarize what we like most (and what we don't) about the 4money:

  • There is no information about the business entity, regulatory compliance, etc.
  • The broker doesn't hold customers' funds, instantly delivering monies to your wallet
  • The website was launched rather recently; exchange was started 6 months ago
  • Exchange supports 1 cryptocurrencies and 2 fiat ones (totally 9 payment systems / banks are available). There are no extra services besides the digital currencies exchange
  • It charges low fees: from -1% to 2% depending on the payment method
  • The purchase and withdrawal limits are among the highest: from $149 to $91,088 USD, it depends on a payment system choice
  • 4money allows registrations from 255 countries; people from United States may use the service
  • You may remain anonymous while using the exchange services. We should add that there are not so many exchanges with no KYC left these days!

Overall rating for 4money: N/A
Although we have not collected enough testimonials to assign a rating to 4money, we can pre-estimate the rating (considering there will be no user complaints) as 73/100.