AlfaCashier review & 2 testimonials for alfa.cash (01.2020)
- Overview: is AlfaCashier safe?
- Pros & Cons of AlfaCashier
- Services, AlfaCashier Provides
- Currencies & Payment Systems
- AlfaCashier fees
- Buying and selling limits
- Supported countries
- Customer service
- Verification at AlfaCashier
- Deposit/withdrawal speed
- Customers' testimonials
- FAQ about AlfaCashier
- AlfaCashier vs other exchanges
- Conclusion: is AlfaCashier legit or scam?
What is AlfaCashier in a nutshell? It's maybe not the most popular, yet rather an aged dealer aka exchanger (broker) working with 17 cryptocurrencies: you can exchange one crypto into another here. An exchanger started the business May 2012, it serves the clients for a few years.
This Broker welcomes customers from 255 countries (including your country: United States!). It serves the US and allows registrations from all the 56 states and territories. On the report of the actual users, customer service is below average; while the exchange is always instant (or close). You won't need to verify your account to use the services of the broker, AlfaCashier accepts and welcomes anonymous customers!
Based on all these facts, our verdict is the following: AlfaCashier is a likely not bad, but not yet rated by our visitors place to exchange cryptocurrencies, an exchange that we consider will get some positive reviews soon!
Overview: is AlfaCashier safe?
AlfaCashier is the Broker; exchange started the business May 2012. Unfortunately, there is not much information available about the company doing business as AlfaCashier, etc.
Pros & Cons of AlfaCashier
Although AlfaCashier is not yet rated by our visitors, common sense tells us it should have both strong sides and some downsides. Let's check it out:
- AlfaCashier allows anonymous customers, there is no verification required for all the exchange directions.
- Almost all the countries in the world are welcomed here! Feel free to check if your country is allowed to register an account.
- Lightning-fast orders processing, according to customers feedback.
- Alfacashier doesn't hold the clients funds, delivering the funds directly to your wallet.
- Seems that the exchange operates without any business licenses, etc. Although since it's in the business for over 11 years, it definitely gained trust in the community.
- Brokers are less regulated exchanges, you are basically on your own if you have problems with such a service.
Seems that there are not so many cons, but a lot of pros. We hope you will enjoy your experience exchanging at AlfaCashier! Try AlfaCashier today and let us know how you like it!
Services, AlfaCashier Provides
The platform provides the following cryptocurrency exchange-related services:
- Helps you to exchange one crypto to another
As we can see, AlfaCashier doesn't provide any services besides the cryptocurrency exchange, althought it's definitely not a bad thing; after all, we came here for the crypto exchange, right?
Currencies & Payment Systems
AlfaCashier provides the service of exchanging 17 digital currencies one into another. The following cryptocurrencies are available to swap: Cardano (ADA), Bitcoin Cash (BCHABC), Bitcoin (BTC), MakerDAO (DAI), Dash (DASH), Dogecoin (DOGE), Polkadot (DOT), Ether (ETH), Chainlink (LINK), Litecoin (LTC), TRON (TRX), USD Coin (USDC), Wrapped Bitcoin (WBTC), Stellar (XLM), Monero (XMR), Ripple (XRP), Zcash (ZEC).
There are not much exchanges with so many cryptos supported! If you are not sure, which one of these electronic currencies you are most interested in, you are welcome to read our guides. For example, these: Top 3 cryptocurrencies that are anonymous to buy in 2024.
AlfaCashier fees
The fees you need to pay at this broker during the process of cryptocurrencies exchange are easier to understand if you break it down like that:
- Exchange markup. AlfaCashier charges small fee for any exchange. It's usually a little percentage (less than 1 percent, etc.) and the number depends on the cryptocurrencies pair. Feel free to see by yourself at the website!
Buying and selling limits
In fact, there are no limits on crypto-to-crypto swaps here, at AlfaCashier. You can exchange almost any amount, big or small. Nice!
Supported countries
Platform allows the users from 255 countries to use the exchange. The following countries are supported by the broker:
- Afghanistan (AF)
- Aland Islands (AX)
- Albania (AL)
- Algeria (DZ)
- American Samoa (AS)
- Andorra (AD)
- Angola (AO)
- Anguilla (AI)
- Antarctica (AQ)
- Antigua & Barbuda (AG)
- Argentina (AR)
- Armenia (AM)
- Aruba (AW)
- Ascension Island (AC)
- Australia (AU)
- Austria (AT)
- Azerbaijan (AZ)
- Bahamas (BS)
- Bahrain (BH)
- Bangladesh (BD)
- Barbados (BB)
- Belarus (BY)
- Belgium (BE)
- Belize (BZ)
- Benin (BJ)
- Bermuda (BM)
- Bhutan (BT)
- Bolivia (BO)
- Bosnia & Herzegovina (BA)
- Botswana (BW)
- Bouvet Island (BV)
- Brazil (BR)
- British Indian Ocean Territory (IO)
- British Virgin Islands (VG)
- Brunei (BN)
- Bulgaria (BG)
- Burkina Faso (BF)
- Burundi (BI)
- Cambodia (KH)
- Cameroon (CM)
- Canada (CA)
- Canary Islands (IC)
- Cape Verde (CV)
- Caribbean Netherlands (BQ)
- Cayman Islands (KY)
- Central African Republic (CF)
- Ceuta & Melilla (EA)
- Chad (TD)
- Chile (CL)
- China (CN)
- Christmas Island (CX)
- Cocos (Keeling) Islands (CC)
- Colombia (CO)
- Comoros (KM)
- Congo - Brazzaville (CG)
- Congo - Kinshasa (CD)
- Cook Islands (CK)
- Costa Rica (CR)
- Côte d’Ivoire (CI)
- Croatia (HR)
- Cuba (CU)
- Curaçao (CW)
- Cyprus (CY)
- Czech Republic (CZ)
- Denmark (DK)
- Diego Garcia (DG)
- Djibouti (DJ)
- Dominica (DM)
- Dominican Republic (DO)
- Ecuador (EC)
- Egypt (EG)
- El Salvador (SV)
- Equatorial Guinea (GQ)
- Eritrea (ER)
- Estonia (EE)
- Ethiopia (ET)
- Falkland Islands (FK)
- Faroe Islands (FO)
- Fiji (FJ)
- Finland (FI)
- France (FR)
- French Guiana (GF)
- French Polynesia (PF)
- French Southern Territories (TF)
- Gabon (GA)
- Gambia (GM)
- Georgia (GE)
- Germany (DE)
- Ghana (GH)
- Gibraltar (GI)
- Greece (GR)
- Greenland (GL)
- Grenada (GD)
- Guadeloupe (GP)
- Guam (GU)
- Guatemala (GT)
- Guernsey (GG)
- Guinea (GN)
- Guinea-Bissau (GW)
- Guyana (GY)
- Haiti (HT)
- Heard Island and McDonald Islands (HM)
- Honduras (HN)
- Hong Kong SAR China (HK)
- Hungary (HU)
- Iceland (IS)
- India (IN)
- Indonesia (ID)
- Iran (IR)
- Iraq (IQ)
- Ireland (IE)
- Isle of Man (IM)
- Israel (IL)
- Italy (IT)
- Jamaica (JM)
- Japan (JP)
- Jersey (JE)
- Jordan (JO)
- Kazakhstan (KZ)
- Kenya (KE)
- Kiribati (KI)
- Kosovo (XK)
- Kuwait (KW)
- Kyrgyzstan (KG)
- Laos (LA)
- Latvia (LV)
- Lebanon (LB)
- Lesotho (LS)
- Liberia (LR)
- Libya (LY)
- Liechtenstein (LI)
- Lithuania (LT)
- Luxembourg (LU)
- Macau SAR China (MO)
- Macedonia (MK)
- Madagascar (MG)
- Malawi (MW)
- Malaysia (MY)
- Maldives (MV)
- Mali (ML)
- Malta (MT)
- Marshall Islands (MH)
- Martinique (MQ)
- Mauritania (MR)
- Mauritius (MU)
- Mayotte (YT)
- Mexico (MX)
- Micronesia (FM)
- Moldova (MD)
- Monaco (MC)
- Mongolia (MN)
- Montenegro (ME)
- Montserrat (MS)
- Morocco (MA)
- Mozambique (MZ)
- Myanmar (Burma) (MM)
- Namibia (NA)
- Nauru (NR)
- Nepal (NP)
- Netherlands (NL)
- New Caledonia (NC)
- New Zealand (NZ)
- Nicaragua (NI)
- Niger (NE)
- Nigeria (NG)
- Niue (NU)
- Norfolk Island (NF)
- Northern Mariana Islands (MP)
- North Korea (KP)
- Norway (NO)
- Oman (OM)
- Pakistan (PK)
- Palau (PW)
- Palestinian Territories (PS)
- Panama (PA)
- Papua New Guinea (PG)
- Paraguay (PY)
- Peru (PE)
- Philippines (PH)
- Pitcairn Islands (PN)
- Poland (PL)
- Portugal (PT)
- Puerto Rico (PR)
- Qatar (QA)
- Réunion (RE)
- Romania (RO)
- Russia (RU)
- Rwanda (RW)
- Samoa (WS)
- San Marino (SM)
- São Tomé & Príncipe (ST)
- Saudi Arabia (SA)
- Senegal (SN)
- Serbia (RS)
- Seychelles (SC)
- Sierra Leone (SL)
- Singapore (SG)
- Sint Maarten (SX)
- Slovakia (SK)
- Slovenia (SI)
- Solomon Islands (SB)
- Somalia (SO)
- South Africa (ZA)
- South Georgia & South Sandwich Islands (GS)
- South Korea (KR)
- South Sudan (SS)
- Spain (ES)
- Sri Lanka (LK)
- St. Barthélemy (BL)
- St. Helena (SH)
- St. Kitts & Nevis (KN)
- St. Lucia (LC)
- St. Martin (MF)
- St. Pierre & Miquelon (PM)
- St. Vincent & Grenadines (VC)
- Sudan (SD)
- Suriname (SR)
- Svalbard & Jan Mayen (SJ)
- Swaziland (SZ)
- Sweden (SE)
- Switzerland (CH)
- Syria (SY)
- Taiwan (TW)
- Tajikistan (TJ)
- Tanzania (TZ)
- Thailand (TH)
- Timor-Leste (TL)
- Togo (TG)
- Tokelau (TK)
- Tonga (TO)
- Trinidad & Tobago (TT)
- Tristan da Cunha (TA)
- Tunisia (TN)
- Turkey (TR)
- Turkmenistan (TM)
- Turks & Caicos Islands (TC)
- Tuvalu (TV)
- Uganda (UG)
- Ukraine (UA)
- United Arab Emirates (AE)
- United Kingdom (GB)
- United States (US)
- Uruguay (UY)
- U.S. Outlying Islands (UM)
- U.S. Virgin Islands (VI)
- Uzbekistan (UZ)
- Vanuatu (VU)
- Vatican City (VA)
- Venezuela (VE)
- Vietnam (VN)
- Wallis & Futuna (WF)
- Western Sahara (EH)
- Yemen (YE)
- Zambia (ZM)
- Zimbabwe (ZW)
Does AlfaCashier allow the users from United States (US)?
Yes, alfa.cash allows the registrations from the United States! Broker permits the users from 56 states and territories to register at and use the services exchange provides:
- Alabama (AL)
- Alaska (AK)
- American Samoa (AS)
- Arizona (AZ)
- Arkansas (AR)
- California (CA)
- Colorado (CO)
- Connecticut (CT)
- Delaware (DE)
- District of Columbia (DC)
- Florida (FL)
- Georgia (GA)
- Guam (GU)
- Hawaii (HI)
- Idaho (ID)
- Illinois (IL)
- Indiana (IN)
- Iowa (IA)
- Kansas (KS)
- Kentucky (KY)
- Louisiana (LA)
- Maine (ME)
- Maryland (MD)
- Massachusetts (MA)
- Michigan (MI)
- Minnesota (MN)
- Mississippi (MS)
- Missouri (MO)
- Montana (MT)
- Nebraska (NE)
- Nevada (NV)
- New Hampshire (NH)
- New Jersey (NJ)
- New Mexico (NM)
- New York (NY)
- North Carolina (NC)
- North Dakota (ND)
- Northern Mariana Islands (MP)
- Ohio (OH)
- Oklahoma (OK)
- Oregon (OR)
- Pennsylvania (PA)
- Puerto Rico (PR)
- Rhode Island (RI)
- South Carolina (SC)
- South Dakota (SD)
- Tennessee (TN)
- Texas (TX)
- U.S. Virgin Islands (VI)
- Utah (UT)
- Vermont (VT)
- Virginia (VA)
- Washington (WA)
- West Virginia (WV)
- Wisconsin (WI)
- Wyoming (WY)
Americans are welcome to exchange various cryptos that are supported by the broker.
Please visit the exchange's website to check the offers that are currently active!
Customer service
Verification at AlfaCashier
The broker respects the user privacy and doesn't require verification. You may stay anonymous while using AlfaCashier, whatever exchange direction you need.
This is a rare find these days! You know, most of the exchanges require at least some verification. The absence of KYC policy saves the user time and prevents possible data leaks, we think that many people will appreciate such a possibility while dealing with AlfaCashier!
Deposit/withdrawal speed
Although according to the data we have, the process of exchange is fully automated on this broker, you may face some delay when you send the money "outside", i.e. say you are withdrawing the BTC you purchased to your personal wallet. Let's see what other cryptocurrency enthusiasts say about how fast is alfa.cash!
Is AlfaCashier instant?
So, what can we see? According to the feedback we got from other users of this broker worldwide, AlfaCashier is instant: money arrives right after you order it all the time. That's great to know!
Customers' testimonials
Our users left 2 testimonials about their experience dealing with AlfaCashier, 100% of the testimonials are positive, 0% are neutral and there are 0 negative ones. Feel free to read as many of these as you like!
Use it first time maybe 3 years ago or more, had 0 issues. Used again and all was good too!
I know Alfacashier for many years, used it few times and my experience was good. It maybe has not the best-of-the-best user interface, but mostly important that it's a well-known, long operating, trusted service. That in my opinion is most important thing when you choose an exchange to deal with, right?
Overall result if great! 100% positive testimonials is something the business owners are very proud of, such a rating is hard to get and even harder to maintain! It means the community really trusts and likes the AlfaCashier services, so most likely, you'd enjoy it too!
FAQ about AlfaCashier
Does AlfaCashier holds my funds?
It does not! One of the best things dealing with the brokers is that unlike most of other exchanges, such businesses instantly deliver your funds to your own wallet after the payment clearance.
Is AlfaCashier a good broker?
Although we have not enough users' reviews yet, we analyzed the information we have. Feel free to get acquainted with the details reading this review or just jump to the conclusion!
Is AlfaCashier licensed? Does it hold e-money license?
It is not. We even could not find any information about the business entity operating the exchange, etc.
Is AlfaCashier a ripoff?
It is not a ripoff, although we have not rated AlfaCashier yet due to lack of user testimonials, it complies with our standards. Feel free to read the whole this review to understand why or check our conclusion: is AlfaCashier legit or scam.
AlfaCashier vs other exchanges
Let's compare alfa.cash to other similar exchange services with more or less the same features: others of broker type mostly. Besides, seems reasonable to compare the platform with the exchanges having similar rating and serving (mostly) the same geographic, etc. Remember that if you wish to find the exchange offering the best price to buy/sell Bitcoin and 50 other cryptos, check the best rates to buy bitcoin and crypto in United States!
AlfaCashier vs TransCoin
Let's compare the key features of these two platforms to see which one suits you best:
- TransCoin is a broker AlfaCashier is a broker, both are using the same business model.
- TransCoin had started the business May 2018 AlfaCashier started the business May 2012 (AlfaCashier operates 6 years and 0 months longer).
- transcoin.me has all the required business licenses and permissions AlfaCashier operates without a business registration or there is no information available about it (TransCoin's business model is more stable and safer for clients).
- TransCoin supports 1 cryptocurrency AlfaCashier allows to swap 17 cryptos (AlfaCashier additionally works with 16 added cryptocurrencies/tokens).
- TransCoin allows registrations from 255 countries; United States is among the supported ones You may register at AlfaCashier if you reside in one of 255 countries; it serves United States among others (AlfaCashier & TransCoin support the same number of countries and territories).
- During the account verification TransCoin usually asks for some (it depends) documents and/or procedures AlfaCashier has no KYC procedures, you can be completely anonymous while exchanging here (Contrary to TransCoin and the most of the competition, alfa.cash acknowledges the client's right to remain anonymous exchanging crypto; for this reason verification is not required here!)
- Our users left 5 testimonials about TransCoin, 100% of which are positive We've collected 2 users testimonials about AlfaCashier, 100% are positive (AlfaCashier & TransCoin share the same percentage of positive user reviews).
Although the final decision, which exchange — TransCoin or AlfaCashier — is better is up to you, we'll try to help you with the decision. Both exchanges are great, since at least one of them is not yet rated at our platform, we recommend you look at the list above and decide, what is most important for you!
If you feel like need more comparison versus other exchanges, feel free to check these:
AlfaCashier vs WMexpress
Let's compare the key features of these two platforms to see which one suits you best:
- WMexpress is a broker AlfaCashier is a broker, both are using the same business model.
- WMexpress had started the business August 2015 AlfaCashier started the business May 2012 (AlfaCashier operates 3 years and 3 months longer).
- wm.express operates without a business registration or there is no information available about it AlfaCashier operates without a business registration or there is no information available about it (both exchange services operate using the same approach to the business, utilizing a same legal model).
- WMexpress allows registrations from 255 countries; United States is among the supported ones You may register at AlfaCashier if you reside in one of 255 countries; it serves United States among others (AlfaCashier & WMexpress support the same number of countries and territories).
- During the account verification WMexpress usually asks for some (it depends) documents and/or procedures and it takes a day or two in most of the cases AlfaCashier has no KYC procedures, you can be completely anonymous while exchanging here (Contrary to WMexpress and the most of the competition, alfa.cash acknowledges the client's right to remain anonymous exchanging crypto; for this reason verification is not required here!)
- Due to results of community feedback, WMexpress process deposit/withdrawal orders in about in couple of minutes Due to results of community feedback, AlfaCashier process deposit/withdrawal orders in about a couple of seconds, in fact — instantly, without any delay; everything is automated (AlfaCashier processes deposits and withdrawals faster
- Our users left 7 testimonials about WMexpress, 100% of which are positive We've collected 2 users testimonials about AlfaCashier, 100% are positive (AlfaCashier & WMexpress share the same percentage of positive user reviews).
Although the final decision, which exchange — WMexpress or AlfaCashier — is better is up to you, we'll try to help you with the decision. Both exchanges are great, since at least one of them is not yet rated at our platform, we recommend you look at the list above and decide, what is most important for you!
If you feel like need more comparison versus other exchanges, feel free to check these:
AlfaCashier vs chby
Let's compare the key features of these two platforms to see which one suits you best:
- chby is a broker AlfaCashier is a broker, both are using the same business model.
- chby had started the business July 2018 AlfaCashier started the business May 2012 (AlfaCashier operates 6 years and 2 months longer).
- chby.io operates without a business registration or there is no information available about it AlfaCashier operates without a business registration or there is no information available about it (both exchange services operate using the same approach to the business, utilizing a same legal model).
- chby allows registrations from 255 countries; United States is among the supported ones You may register at AlfaCashier if you reside in one of 255 countries; it serves United States among others (AlfaCashier & chby support the same number of countries and territories).
- During the account verification chby usually asks for some (it depends) documents and/or procedures and it takes a day or two in most of the cases AlfaCashier has no KYC procedures, you can be completely anonymous while exchanging here (Contrary to chby and the most of the competition, alfa.cash acknowledges the client's right to remain anonymous exchanging crypto; for this reason verification is not required here!)
- Due to results of community feedback, chby process deposit/withdrawal orders in about in couple of minutes Due to results of community feedback, AlfaCashier process deposit/withdrawal orders in about a couple of seconds, in fact — instantly, without any delay; everything is automated (AlfaCashier processes deposits and withdrawals faster
- Our users left 6 testimonials about chby, 100% of which are positive We've collected 2 users testimonials about AlfaCashier, 100% are positive (AlfaCashier & chby share the same percentage of positive user reviews).
Although the final decision, which exchange — chby or AlfaCashier — is better is up to you, we'll try to help you with the decision. Both exchanges are great, since at least one of them is not yet rated at our platform, we recommend you look at the list above and decide, what is most important for you!
If you feel like need more comparison versus other exchanges, feel free to check these:
AlfaCashier vs 1-online
Let's compare the key features of these two platforms to see which one suits you best:
- 1-online is a broker AlfaCashier is a broker, both are using the same business model.
- 1-online had started the business February 2017 AlfaCashier started the business May 2012 (AlfaCashier operates 4 years and 9 months longer).
- 1-online.ru operates without a business registration or there is no information available about it AlfaCashier operates without a business registration or there is no information available about it (both exchange services operate using the same approach to the business, utilizing a same legal model).
- 1-online allows registrations from 255 countries; United States is among the supported ones You may register at AlfaCashier if you reside in one of 255 countries; it serves United States among others (AlfaCashier & 1-online support the same number of countries and territories).
- During the account verification 1-online usually asks for some (it depends) documents and/or procedures and it takes a day or two in most of the cases AlfaCashier has no KYC procedures, you can be completely anonymous while exchanging here (Contrary to 1-online and the most of the competition, alfa.cash acknowledges the client's right to remain anonymous exchanging crypto; for this reason verification is not required here!)
- Due to results of community feedback, 1-online process deposit/withdrawal orders in about a couple of seconds, in fact — instantly, without any delay Due to results of community feedback, AlfaCashier process deposit/withdrawal orders in about a couple of seconds, in fact — instantly, without any delay; everything is automated (AlfaCashier & 1-online process the deposits and withdrawals with equal speed).
- Our users left 5 testimonials about 1-online, 100% of which are positive We've collected 2 users testimonials about AlfaCashier, 100% are positive (AlfaCashier & 1-online share the same percentage of positive user reviews).
Although the final decision, which exchange — 1-online or AlfaCashier — is better is up to you, we'll try to help you with the decision. Both exchanges are great, since at least one of them is not yet rated at our platform, we recommend you look at the list above and decide, what is most important for you!
If you feel like need more comparison versus other exchanges, feel free to check these:
AlfaCashier vs 100monet
Let's compare the key features of these two platforms to see which one suits you best:
- 100monet is a broker AlfaCashier is a broker, both are using the same business model.
- 100monet had started the business December 2014 AlfaCashier started the business May 2012 (AlfaCashier operates 2 years and 7 months longer).
- 100monet.pro operates without a business registration or there is no information available about it AlfaCashier operates without a business registration or there is no information available about it (both exchange services operate using the same approach to the business, utilizing a same legal model).
- 100monet allows registrations from 255 countries; United States is among the supported ones You may register at AlfaCashier if you reside in one of 255 countries; it serves United States among others (AlfaCashier & 100monet support the same number of countries and territories).
- During the account verification 100monet usually asks for some (it depends) documents and/or procedures AlfaCashier has no KYC procedures, you can be completely anonymous while exchanging here (Contrary to 100monet and the most of the competition, alfa.cash acknowledges the client's right to remain anonymous exchanging crypto; for this reason verification is not required here!)
- Due to results of community feedback, 100monet process deposit/withdrawal orders in about about 5-15 mins Due to results of community feedback, AlfaCashier process deposit/withdrawal orders in about a couple of seconds, in fact — instantly, without any delay; everything is automated (AlfaCashier processes deposits and withdrawals faster
- Our users left 6 testimonials about 100monet, 83% of which are positive We've collected 2 users testimonials about AlfaCashier, 100% are positive (AlfaCashier has better testimonials from the clients).
Although the final decision, which exchange — 100monet or AlfaCashier — is better is up to you, we'll try to help you with the decision. Both exchanges are great, since at least one of them is not yet rated at our platform, we recommend you look at the list above and decide, what is most important for you!
If you feel like need more comparison versus other exchanges, feel free to check these:
Conclusion: is AlfaCashier legit or scam?
Now it's time to draw a conclusion, is alfa.cash a scam or is it a legit exchange? We hadn't yet collected enough testimonials to assign AlfaCashier a rating, but according to our research it should be a good exchange. We have found no evidence that this broker is a scam so it should be save to deal with. Let's summarize what we like most (and what we don't) about the AlfaCashier:
- There is no information about the business entity, regulatory compliance, etc.
- The broker doesn't hold customers' funds, instantly delivering monies to your wallet
- This company has being in the business for a long time; exchange was started 11 years and 11 months ago
- Exchange supports 17 cryptocurrencies
- AlfaCashier allows registrations from 255 countries; people from United States may use the service
- You may remain anonymous while using the exchange services. We should add that there are not so many exchanges with no KYC left these days!
- Clients' testimonials are perfect, 100% (2 out of 2) note their positive experience dealing with AlfaCashier. According to the customers feedback:
- Deposits and withdrawals are instant