Currencies: 186 (152 fiat & 34 crypto) Countries: 255 PSs & Banks: 330 Exchanges: 311 Offers:
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ExMoney review & 3 testimonials (updated 09.2019)

ExMoney user interface: the home page in English

What is ExMoney in a nutshell? It's a trusted, well established, promising exchange service (broker) supporting 16 cryptocurrencies: you can buy and sell coins using 3 fiat currencies (14 banks & payment systems are supported) or exchange one crypto into another here. Exchange service started the business Jul 2015, it serves the clients for a few years.

This service works with a number of currencies, banks, and payment systems. Hence to estimate the fees level we calculated an average fee you'll spend for an exchange here. Based on this number (5.68%) we may say that ExMoney charges relatively high fees: 3% — 13% (according to our statistics, 92% exchanges offer lower average fee) and has medium buying limits: $4 — $1,465 (in accordance with the statistics we've collected, 81% exchanges have higher order limits). This Broker welcomes customers from 255 countries (including your country: United States!). It serves the US and allows registrations from all the 56 states and territories. According to the feedback from users, customer service is below average; although the exchange is always instant or so. You won't need to verify your account to use the services of the Broker, ExMoney accepts and welcomes anonymous customers!

Since 2015, ExMoney has got a few great testimonials from the customers: just our platform, that was recently launched, has 3 user reviews, 100% of those are positive. The majority of the users value the fast order processing, most of all. Our platform assigns the ExMoney 90/100 rating: it's the great result, higher than 96% of the competition! For example, PrivatCash and VV-obmen are ranked below, although Binance (91/100) has better rank among our community members.

Based on all these facts, our verdict is the following: ExMoney is a perfectly safe place to buy and sell cryptocurrencies, almost an ideal exchange with great feedback we can recommend to our dear visitors!

Overview: is ExMoney safe?

ExMoney is the Broker; exchange started the business July 2015. Unfortunately, there is not much information available about the company doing business as ExMoney, etc.

Answering the question how safe is ExMoney:

ExMoney is definitely safe! 90/100 rating is rather hard to get, 96% exchanges have lower rating! Let's break down how the ExMoney exchange got such a rating.
Time in the business: 4 years 6 months
Feedback count: 3
Reviews: 3 positive, 0 negative, 0 neutral
Business model: no information available
Order Speed: instant
Support Quality: unknown
UI Usability: unknown

Overall rating for ExMoney: 90 / 100

Pros & Cons of ExMoney

Since ExMoney is rated very highly by our visitors, it should have a lot of strong sides and just a few downsides. Let's check it out:

  • Exmoney earned perfect testimonials from the clientele.
  • ExMoney allows anonymous customers, there is no verification required for all the exchange directions.
  • 16 digital currencies and 3 fiat ones are supported. Although, a lot of payment systems & banks, totally 14 are supported, both international and national ones: Visa & Mastercard, Sberbank, AlfaBank, etc.
  • Almost all the countries in the world are welcomed here! Feel free to check if your country is allowed to register an account.
  • Lightning-fast orders processing, according to customers feedback.
  • Seems that the exchange operates without any business licenses, etc. Although since it's in the business for over 4 years, it definitely gained trust in the community.
  • Relatively low limits for buying orders.
  • The fees are rather high.

Seems that there are not so many cons, but a lot of pros. We hope you will enjoy your experience exchanging at ExMoney! Try ExMoney today and let us know how you like it!

Services, ExMoney Provides

The platform provides the following cryptocurrency exchange-related services:

  • Allows the customers to buy cryptocurrencies with fiat currencies
  • Provides the clients with ways to "cash out" the crypto to fiat currency
  • Helps you to exchange one crypto to another

As we can see, ExMoney doesn't provide any services besides the cryptocurrency exchange, althought it's safe to say that it does it better than many competitors!

Currencies & Payment Systems

ExMoney provides the service of buying and selling and exchanging 16 digital currencies using fiat currencies and crypto. Besides the fiat-to-crypto conversion and vice versa, it also allows to exchange one cryptocurrency to another. The following cryptocurrencies are available to buy-sell-swap: Cardano (ADA), Bitcoin Cash (BCHABC), Bitcoin (BTC), BitTorrent (BTT), Dash (DASH), Dogecoin (DOGE), EOS (EOS), Ether Classic (ETC), Ether (ETH), Litecoin (LTC), NEO (NEO), TRON (TRX), Stellar (XLM), Monero (XMR), Ripple (XRP), Zcash (ZEC).

There are not much exchanges with so many cryptos supported! If you are not sure, which one of these electronic currencies you are most interested in, you are welcome to read our guides. For example, these: Cryptocurrencies under $1 to invest in 2020.

3 fiat currencies are supported to provide crypto purchase and selling: Euro (EUR), Russian Ruble (RUB), US Dollar (USD). The Broker will let you buy and sell Bitcoins and 15 other cryptos using the following payment systems:

  • Visa & Mastercard. An international payment system (available worldwide) allowing credit/debit cards payments in various currencies. Just the RUB payments are available for both buying and selling cryptocurrencies at this exchange. Visa & Mastercard is a popular way to buy BTC and other cryptocurrencies available at 99 exchanges of various types. You are welcome to find the best rate for buying bitcoin with visa & mastercard at our home page!
  • Sberbank. A local bank (you may use from Russia) in various currencies. Just the RUB payments are available for both buying and selling cryptocurrencies at this exchange.
  • AlfaBank. A local bank (you may use from Russia) in various currencies. Just the RUB payments are available for both buying and selling cryptocurrencies at this exchange.
  • Tinkoff Bank. A local bank (serving Russia) in Russian Ruble currency. Just the RUB payments are available for both buying and selling cryptocurrencies at this exchange.
  • Yandex Money. A local payment system (serving Russia) allowing e-wallet payments in Russian Ruble currency. Just the RUB payments are available for both buying and selling cryptocurrencies at this exchange.
  • Qiwi. An international payment system (it's available in 9 countries) allowing e-wallet payments in various currencies. RUB and USD payments are available for both buying and selling cryptocurrencies at this exchange.
  • VTB24. A local bank (serving Russia) in Russian Ruble currency. Just the RUB payments are available for both buying and selling cryptocurrencies at this exchange.
  • Perfect Money. An international payment system (available worldwide) allowing other payments in various currencies. EUR and USD payments are available for both buying and selling cryptocurrencies at this exchange.
  • Advanced Cash. An international payment system (available worldwide) allowing other payments in various currencies. RUB, EUR and USD payments are available for both buying and selling cryptocurrencies at this exchange.
  • Payeer. An international payment system (available worldwide) allowing other payments in various currencies. RUB, EUR and USD payments are available for both buying and selling cryptocurrencies at this exchange.
  • Raiffeisenbank. A local bank (you may use from Russia) in various currencies. Just the RUB payments are available for selling cryptocurrency to fiat solely; at the time you can't buy crypto using this payment method here.
  • PromsvyazBank. A local bank (serving Russia) in Russian Ruble currency. Just the RUB payments are available for purchasing cryptos at the exchange.
  • Golden Crown. An international payment system (you may use from Russia) allowing money orders payments in Russian Ruble currency. Just the RUB payments are available for selling cryptocurrency to fiat solely; at the time you can't buy crypto using this payment method here.
  • Mobile Balance (all operators). An international payment system (available worldwide) allowing mobile recharge payments in various currencies. Just the RUB payments are available for selling cryptocurrency to fiat solely; at the time you can't buy crypto using this payment method here.

ExMoney fees

The fees you need to pay at this broker during the process of buying and selling cryptocurrencies are easier to understand if you break it down like that (note that you can skip the details, jumping to the conclusion):

  1. Service/processing fee. Depending on the fiat payment system and currency, it's as follows:
    • Commission when you are receiving funds to Advanced Cash in Euro: 0%
    • Commission when you are receiving funds to Advanced Cash in US Dollar: 0%
    • Commission when you are receiving funds to Advanced Cash in Russian Ruble: 4%
    • 6% when you pay money using Advanced Cash in US Dollar.
    • 6% when you pay money using Advanced Cash in Russian Ruble.
    • 9% when you pay money using Advanced Cash in Euro.
    • 10% when you pay money using AlfaBank in Russian Ruble.
    • Commission when you are receiving funds to AlfaBank in Russian Ruble: 3%
    • Commission when you are receiving funds to Golden Crown in Russian Ruble: 7%
    • Commission when you are receiving funds to Mobile Balance (all operators) in Russian Ruble: 3%
    • Commission when you are receiving funds to Payeer in Euro: 1%
    • Commission when you are receiving funds to Payeer in US Dollar: 3%
    • Commission when you are receiving funds to Payeer in Russian Ruble: 6%
    • 5% when you pay money using Payeer in US Dollar.
    • 5% when you pay money using Payeer in Russian Ruble.
    • 12% when you pay money using Payeer in Euro.
    • Commission when you are receiving funds to Perfect Money in Euro: 0%
    • 6% when you pay money using Perfect Money in US Dollar.
    • 10% when you pay money using Perfect Money in Euro.
    • 10% when you pay money using PromsvyazBank in Russian Ruble.
    • 8% when you pay money using Qiwi in Russian Ruble.
    • 13% when you pay money using Qiwi in US Dollar.
    • Commission when you are receiving funds to Qiwi in Russian Ruble: 3%
    • Commission when you are receiving funds to Raiffeisenbank in Russian Ruble: 3%
    • 10% when you pay money using Sberbank in Russian Ruble.
    • Commission when you are receiving funds to Sberbank in Russian Ruble: 3%
    • 10% when you pay money using Tinkoff Bank in Russian Ruble.
    • Commission when you are receiving funds to Tinkoff Bank in Russian Ruble: 3%
    • 10% when you pay money using VTB24 in Russian Ruble.
    • Commission when you are receiving funds to VTB24 in Russian Ruble: 3%
    • 10% when you pay money using Visa & Mastercard in Russian Ruble.
    • Commission when you are receiving funds to Visa & Mastercard in Russian Ruble: 3%
    • 8% when you pay money using Yandex Money in Russian Ruble.
    • Commission when you are receiving funds to Yandex Money in Russian Ruble: 0%
  2. Miners fee. Please note that this fee applies only when you buy bitcoin or other cryptocurrency!
    • 0 BTC: great news! at the moment there is no such a fee!

Are ExMoney fees high or low?

Now it's time to draw a conclusion: considering the average fee the exchange changes for an operation we can state that ExMoney takes relatively high fees from the customers. According to our statistics, fairly big percent of the exchanges charge some less (although please be aware that it mostly depends on the exchange direction!) than ExMoney does. For example, an average fee you pay to buy Bitcoin with Visa & Mastercard in RUB across various exchange brokers, trading platforms, p2p marketplaces and e-wallets is 10%, ExMoney charges 10% for this. Seems fair, especially considering the anonymity!

Buying and selling limits

This Broker has the following limits, applicable when you buy or sell cryptocurrencies (there are no limits on crypto-to-crypto swaps):

  1. Purchase limits (when you buy crypto).
    • $50 minimal buy and $1,461 max purchase when using Advanced Cash in US Dollar.
    • ₽3,000 minimal buy and ₽89,272 max purchase when using Advanced Cash in Russian Ruble.
    • €50 minimal buy and €1,357 max purchase when using Advanced Cash in Euro.
    • ₽3,000 minimal buy and ₽15,000 max purchase when using AlfaBank in Russian Ruble.
    • $50 minimal buy and $1,440 max purchase when using Payeer in US Dollar.
    • ₽3,000 minimal buy and ₽88,332 max purchase when using Payeer in Russian Ruble.
    • €50 minimal buy and €1,401 max purchase when using Payeer in Euro.
    • $50 minimal buy and $1,465 max purchase when using Perfect Money in US Dollar.
    • €50 minimal buy and €1,377 max purchase when using Perfect Money in Euro.
    • ₽3,000 minimal buy and ₽15,000 max purchase when using PromsvyazBank in Russian Ruble.
    • ₽5,000 minimal buy and ₽91,611 max purchase when using Qiwi in Russian Ruble.
    • $100 minimal buy and $1,000 max purchase when using Qiwi in US Dollar.
    • ₽3,000 minimal buy and ₽15,000 max purchase when using Sberbank in Russian Ruble.
    • ₽3,000 minimal buy and ₽15,000 max purchase when using Tinkoff Bank in Russian Ruble.
    • ₽3,000 minimal buy and ₽15,000 max purchase when using VTB24 in Russian Ruble.
    • ₽3,000 minimal buy and ₽15,000 max purchase when using Visa & Mastercard in Russian Ruble.
    • ₽3,000 minimal buy and ₽91,212 max purchase when using Yandex Money in Russian Ruble.
  2. Withdrawal limits (when you out-exchange crypto to the fiat money).
    • €4 min and €6 maximal withdrawal when receiving money to Advanced Cash in Euro.
    • $4 min and $22 maximal withdrawal when receiving money to Advanced Cash in US Dollar.
    • ₽255 min and ₽9,351 maximal withdrawal when receiving money to Advanced Cash in Russian Ruble.
    • ₽1,026 min and ₽21,972 maximal withdrawal when receiving money to AlfaBank in Russian Ruble.
    • ₽4,945 min and ₽14,000 maximal withdrawal when receiving money to Golden Crown in Russian Ruble.
    • ₽258 min and ₽5,899 maximal withdrawal when receiving money to Mobile Balance (all operators) in Russian Ruble.
    • €4 min and €4 maximal withdrawal when receiving money to Payeer in Euro.
    • $4 min and $222 maximal withdrawal when receiving money to Payeer in US Dollar.
    • ₽250 min and ₽8,567 maximal withdrawal when receiving money to Payeer in Russian Ruble.
    • €4 min and €84 maximal withdrawal when receiving money to Perfect Money in Euro.
    • ₽2,578 min and ₽5,538 maximal withdrawal when receiving money to Qiwi in Russian Ruble.
    • ₽1,024 min and ₽12,440 maximal withdrawal when receiving money to Raiffeisenbank in Russian Ruble.
    • ₽1,022 min and ₽22,069 maximal withdrawal when receiving money to Sberbank in Russian Ruble.
    • ₽1,025 min and ₽19,629 maximal withdrawal when receiving money to Tinkoff Bank in Russian Ruble.
    • ₽1,023 min and ₽21,400 maximal withdrawal when receiving money to VTB24 in Russian Ruble.
    • ₽1,030 min and ₽4,177 maximal withdrawal when receiving money to Visa & Mastercard in Russian Ruble.
    • ₽266 min and ₽782 maximal withdrawal when receiving money to Yandex Money in Russian Ruble.

And the good news: there are no limits on other payment systems (the limitations the payment system has aside) ExMoney supports! Comparing to other exchanges, ExMoney has medium buying and selling limits; it's rather convenient, although there are some other ones with higher max.

Supported countries

Platform allows the users from 255 countries to use the exchange. The following countries are supported by the broker:

  • Afghanistan (AF)
  • Aland Islands (AX)
  • Albania (AL)
  • Algeria (DZ)
  • American Samoa (AS)
  • Andorra (AD)
  • Angola (AO)
  • Anguilla (AI)
  • Antarctica (AQ)
  • Antigua & Barbuda (AG)
  • Argentina (AR)
  • Armenia (AM)
  • Aruba (AW)
  • Ascension Island (AC)
  • Australia (AU)
  • Austria (AT)
  • Azerbaijan (AZ)
  • Bahamas (BS)
  • Bahrain (BH)
  • Bangladesh (BD)
  • Barbados (BB)
  • Belarus (BY)
  • Belgium (BE)
  • Belize (BZ)
  • Benin (BJ)
  • Bermuda (BM)
  • Bhutan (BT)
  • Bolivia (BO)
  • Bosnia & Herzegovina (BA)
  • Botswana (BW)
  • Bouvet Island (BV)
  • Brazil (BR)
  • British Indian Ocean Territory (IO)
  • British Virgin Islands (VG)
  • Brunei (BN)
  • Bulgaria (BG)
  • Burkina Faso (BF)
  • Burundi (BI)
  • Cambodia (KH)
  • Cameroon (CM)
  • Canada (CA)
  • Canary Islands (IC)
  • Cape Verde (CV)
  • Caribbean Netherlands (BQ)
  • Cayman Islands (KY)
  • Central African Republic (CF)
  • Ceuta & Melilla (EA)
  • Chad (TD)
  • Chile (CL)
  • China (CN)
  • Christmas Island (CX)
  • Cocos (Keeling) Islands (CC)
  • Colombia (CO)
  • Comoros (KM)
  • Congo - Brazzaville (CG)
  • Congo - Kinshasa (CD)
  • Cook Islands (CK)
  • Costa Rica (CR)
  • Côte d’Ivoire (CI)
  • Croatia (HR)
  • Cuba (CU)
  • Curaçao (CW)
  • Cyprus (CY)
  • Czech Republic (CZ)
  • Denmark (DK)
  • Diego Garcia (DG)
  • Djibouti (DJ)
  • Dominica (DM)
  • Dominican Republic (DO)
  • Ecuador (EC)
  • Egypt (EG)
  • El Salvador (SV)
  • Equatorial Guinea (GQ)
  • Eritrea (ER)
  • Estonia (EE)
  • Ethiopia (ET)
  • Falkland Islands (FK)
  • Faroe Islands (FO)
  • Fiji (FJ)
  • Finland (FI)
  • France (FR)
  • French Guiana (GF)
  • French Polynesia (PF)
  • French Southern Territories (TF)
  • Gabon (GA)
  • Gambia (GM)
  • Georgia (GE)
  • Germany (DE)
  • Ghana (GH)
  • Gibraltar (GI)
  • Greece (GR)
  • Greenland (GL)
  • Grenada (GD)
  • Guadeloupe (GP)
  • Guam (GU)
  • Guatemala (GT)
  • Guernsey (GG)
  • Guinea (GN)
  • Guinea-Bissau (GW)
  • Guyana (GY)
  • Haiti (HT)
  • Heard Island and McDonald Islands (HM)
  • Honduras (HN)
  • Hong Kong SAR China (HK)
  • Hungary (HU)
  • Iceland (IS)
  • India (IN)
  • Indonesia (ID)
  • Iran (IR)
  • Iraq (IQ)
  • Ireland (IE)
  • Isle of Man (IM)
  • Israel (IL)
  • Italy (IT)
  • Jamaica (JM)
  • Japan (JP)
  • Jersey (JE)
  • Jordan (JO)
  • Kazakhstan (KZ)
  • Kenya (KE)
  • Kiribati (KI)
  • Kosovo (XK)
  • Kuwait (KW)
  • Kyrgyzstan (KG)
  • Laos (LA)
  • Latvia (LV)
  • Lebanon (LB)
  • Lesotho (LS)
  • Liberia (LR)
  • Libya (LY)
  • Liechtenstein (LI)
  • Lithuania (LT)
  • Luxembourg (LU)
  • Macau SAR China (MO)
  • Macedonia (MK)
  • Madagascar (MG)
  • Malawi (MW)
  • Malaysia (MY)
  • Maldives (MV)
  • Mali (ML)
  • Malta (MT)
  • Marshall Islands (MH)
  • Martinique (MQ)
  • Mauritania (MR)
  • Mauritius (MU)
  • Mayotte (YT)
  • Mexico (MX)
  • Micronesia (FM)
  • Moldova (MD)
  • Monaco (MC)
  • Mongolia (MN)
  • Montenegro (ME)
  • Montserrat (MS)
  • Morocco (MA)
  • Mozambique (MZ)
  • Myanmar (Burma) (MM)
  • Namibia (NA)
  • Nauru (NR)
  • Nepal (NP)
  • Netherlands (NL)
  • New Caledonia (NC)
  • New Zealand (NZ)
  • Nicaragua (NI)
  • Niger (NE)
  • Nigeria (NG)
  • Niue (NU)
  • Norfolk Island (NF)
  • Northern Mariana Islands (MP)
  • North Korea (KP)
  • Norway (NO)
  • Oman (OM)
  • Pakistan (PK)
  • Palau (PW)
  • Palestinian Territories (PS)
  • Panama (PA)
  • Papua New Guinea (PG)
  • Paraguay (PY)
  • Peru (PE)
  • Philippines (PH)
  • Pitcairn Islands (PN)
  • Poland (PL)
  • Portugal (PT)
  • Puerto Rico (PR)
  • Qatar (QA)
  • Réunion (RE)
  • Romania (RO)
  • Russia (RU)
  • Rwanda (RW)
  • Samoa (WS)
  • San Marino (SM)
  • São Tomé & Príncipe (ST)
  • Saudi Arabia (SA)
  • Senegal (SN)
  • Serbia (RS)
  • Seychelles (SC)
  • Sierra Leone (SL)
  • Singapore (SG)
  • Sint Maarten (SX)
  • Slovakia (SK)
  • Slovenia (SI)
  • Solomon Islands (SB)
  • Somalia (SO)
  • South Africa (ZA)
  • South Georgia & South Sandwich Islands (GS)
  • South Korea (KR)
  • South Sudan (SS)
  • Spain (ES)
  • Sri Lanka (LK)
  • St. Barthélemy (BL)
  • St. Helena (SH)
  • St. Kitts & Nevis (KN)
  • St. Lucia (LC)
  • St. Martin (MF)
  • St. Pierre & Miquelon (PM)
  • St. Vincent & Grenadines (VC)
  • Sudan (SD)
  • Suriname (SR)
  • Svalbard & Jan Mayen (SJ)
  • Swaziland (SZ)
  • Sweden (SE)
  • Switzerland (CH)
  • Syria (SY)
  • Taiwan (TW)
  • Tajikistan (TJ)
  • Tanzania (TZ)
  • Thailand (TH)
  • Timor-Leste (TL)
  • Togo (TG)
  • Tokelau (TK)
  • Tonga (TO)
  • Trinidad & Tobago (TT)
  • Tristan da Cunha (TA)
  • Tunisia (TN)
  • Turkey (TR)
  • Turkmenistan (TM)
  • Turks & Caicos Islands (TC)
  • Tuvalu (TV)
  • Uganda (UG)
  • Ukraine (UA)
  • United Arab Emirates (AE)
  • United Kingdom (GB)
  • United States (US)
  • Uruguay (UY)
  • U.S. Outlying Islands (UM)
  • U.S. Virgin Islands (VI)
  • Uzbekistan (UZ)
  • Vanuatu (VU)
  • Vatican City (VA)
  • Venezuela (VE)
  • Vietnam (VN)
  • Wallis & Futuna (WF)
  • Western Sahara (EH)
  • Yemen (YE)
  • Zambia (ZM)
  • Zimbabwe (ZW)

Does ExMoney allow the users from United States (US)?

USA flag

Yes, ExMoney allows the registrations from the United States! Broker permits the users from 56 states and territories to register at and use the services exchange provides:

  • Alabama (AL)
  • Alaska (AK)
  • American Samoa (AS)
  • Arizona (AZ)
  • Arkansas (AR)
  • California (CA)
  • Colorado (CO)
  • Connecticut (CT)
  • Delaware (DE)
  • District of Columbia (DC)
  • Florida (FL)
  • Georgia (GA)
  • Guam (GU)
  • Hawaii (HI)
  • Idaho (ID)
  • Illinois (IL)
  • Indiana (IN)
  • Iowa (IA)
  • Kansas (KS)
  • Kentucky (KY)
  • Louisiana (LA)
  • Maine (ME)
  • Maryland (MD)
  • Massachusetts (MA)
  • Michigan (MI)
  • Minnesota (MN)
  • Mississippi (MS)
  • Missouri (MO)
  • Montana (MT)
  • Nebraska (NE)
  • Nevada (NV)
  • New Hampshire (NH)
  • New Jersey (NJ)
  • New Mexico (NM)
  • New York (NY)
  • North Carolina (NC)
  • North Dakota (ND)
  • Northern Mariana Islands (MP)
  • Ohio (OH)
  • Oklahoma (OK)
  • Oregon (OR)
  • Pennsylvania (PA)
  • Puerto Rico (PR)
  • Rhode Island (RI)
  • South Carolina (SC)
  • South Dakota (SD)
  • Tennessee (TN)
  • Texas (TX)
  • U.S. Virgin Islands (VI)
  • Utah (UT)
  • Vermont (VT)
  • Virginia (VA)
  • Washington (WA)
  • West Virginia (WV)
  • Wisconsin (WI)
  • Wyoming (WY)

It's possible to use the USD currency to buy/sell 16 cryptocurrencies at the ExMoney: 6 banks and payment systems totally (out of the 14 the broker supports, that's 43% of all the available ones) can be used by people from the U.S.A.:

  • Advanced Cash
  • Mobile Balance (all operators) — please note — just the withdrawals to this payment system are available at the moment!
  • Payeer
  • Perfect Money
  • Qiwi (note: buying only!)
  • Visa & Mastercard

Customer service

Sorry, but we haven't collected enough data about this yet. Do you have any experience exchanging with the ExMoney? Can you please add your testimonial? This will help everyone a lot, thanks!

Verification at ExMoney

The broker respects the user privacy and doesn't require verification. You may stay anonymous while using ExMoney, whatever exchange direction you need.

This is a rare find these days! You know, most of the exchanges require at least some verification. The absence of KYC policy saves the user time and prevents possible data leaks, we think that many people will appreciate such a possibility while dealing with ExMoney!

Deposit/withdrawal speed

ExMoney processes orders (at least, some of them) "manually" i.e. with the participation of a human operator. Hence it's critically important to know how fast the staff operates, let us show you what statistics we collected about the speed of this exchange service!

Exchange is instant, zero delay: 1 votes
It's near instant, process takes less than 5 minutes: 0 votes
Order should be ready in 5-15 mins: 0 votes
It may take up to an hour to get your funds: 0 votes
Orders are completed during few hours: 0 votes
It takes up to 24 hours to get your money: 0 votes
Exchange may take a few days: 0 votes
The delay can be over a week: 0 votes

Is ExMoney instant?

So, what can we see? According to the feedback we got from other users of this broker worldwide, ExMoney is instant: money arrives right after you order it all the time. That's great to know!

Customers' testimonials

Our users left 3 testimonials about their experience dealing with ExMoney, 100% of the testimonials are positive, 0% are neutral and there are 0 negative ones. Feel free to read as many of these as you like!

SatoshiN., 71 testimonials
@ 06 Sep 2019
No more testimonials to show. The rest are either outdated or written in other languages. If you have any experience dealing with ExMoney, can you please leave your testimonial? Thanks!

Overall result if great! 100% positive testimonials is something the business owners are very proud of, such a rating is hard to get and even harder to maintain! It means the community really trusts and likes the ExMoney services, so most likely, you'd enjoy it too!

FAQ about ExMoney

Does ExMoney holds my funds?

It does not! One of the best things dealing with the brokers is that unlike most of other exchanges, such businesses instantly deliver your funds to your own wallet after the payment clearance.

Is ExMoney a good broker?

According to our rating and the clients' testimonials, it is! Feel free to get acquainted with the details reading this review or just jump to the conclusion!

Is ExMoney licensed? Does it hold e-money license?

It is not, and it's hard to even find information about any business registration, etc. Although the cryptocurrency regulation in Russia, CIS and most of the ex-USSR countries has not yet being set, so so almost all such exchanges there are operating like this.

Is ExMoney a ripoff?

It definitely isn't! Feel free to read the whole this review to understand why or check our conclusion: is ExMoney legit or scam.

ExMoney vs other exchanges

Let's compare ExMoney to other similar exchange services with similar features: others of broker type mostly. Besides, seems reasonable to compare the platform with the exchanges having similar rating and serving (mostly) the same geographic, etc. Remember that if you wish to find the exchange offering the best price to buy/sell Bitcoin and 33 other cryptos, check the best rates to buy bitcoin and crypto in United States!

ExMoney vs Bitonic

Let's compare the key features of these two platforms to see which one suits you best:

  • Bitonic is a broker ExMoney is a broker, both are using the same business model.
  • Bitonic had started the business May 2012 ExMoney started the business July 2015 (Bitonic is working for 3 years and 1 months longer time).
  • Bitonic has all the required business licenses and permissions ExMoney operates without a business registration or there is no information available about it (Bitonic's business model is more stable and safer for clients).
  • Besides buying and selling cryptocurrencies, Bitonic provides the following extra services: Merchant Services ExMoney provides the same number of services as Bitonic: it allows us to purchase and sell digital currencies, swap cryptocoins and tokens.
  • Bitonic supports 1 cryptocurrencies ExMoney allows to exchange 16 cryptos (ExMoney supports 15 cryptocurrencies more).
  • 1 fiat currencies are available at Bitonic You'll be able to use 3 fiat currencies to swap with digital ones at ExMoney (ExMoney supports 2 fiat currencies more).
  • Bitonic accepts deposits from and allows withdrawals to 3 fiat payment systems / banks ExMoney allows the user to utilize 14 various fiat payment systems and/or banks (ExMoney supports 11 fiat payment systems and banks more).
  • Bitonic charges 0.0% fee ExMoney charges the client 3% — 13% fee, depending on the currency, payment system, etc. (ExMoney has higher fees, generally).
  • Buying limits at Bitonic start from $1 and are up to $2,773 Deposit/withdraw limits at ExMoney are $4 — $1,465 depending on the payment method (ExMoney has higher buying/selling limits).
  • Bitonic allows registrations from 46 countries; we are sorry, but United States is not supported this time You may register at ExMoney if you reside in one of 255 countries; it serves United States among others (ExMoney supports more countries worldwide).
  • During the account verification Bitonic usually asks for 3 documents and/or procedures: (id verification, phone confirmation, a bank account verification) ExMoney has no KYC procedures, you can be completely anonymous while exchanging here (ExMoney 's KYC policy requires the customer to take less actions or to provide less data).
  • Due to results of community feedback, Bitonic process deposit/withdrawal orders in about a couple of seconds, in fact — instantly, without any delay; everything is automated Due to results of community feedback, ExMoney process deposit/withdrawal orders in about a couple of seconds, in fact — instantly, without any delay (ExMoney & Bitonic process the deposits and withdrawals with equal speed).
  • Our users left 5 testimonials about Bitonic, 100% of which are positive We've collected 3 users testimonials about ExMoney, 100% are positive (ExMoney & Bitonic share the same percentage of positive user reviews).

Although the final decision, which exchange — Bitonic or ExMoney — is better is up to you, we'll try to help you with the decision. Both exchanges are great, although ExMoney has a lower total rating 90 vs Bitonic with 100, we recommend you to look at the list above and decide, what is most important for you!

If you feel like need more comparison versus other exchanges, feel free to check these:

ExMoney vs BTCBIT

Let's compare the key features of these two platforms to see which one suits you best:

  • BTCBIT is a broker ExMoney is a broker, both are using the same business model.
  • BTCBIT had started the business May 2017 ExMoney started the business July 2015 (ExMoney operates 1 years and 10 months longer).
  • BTCBIT has all the required business licenses and permissions ExMoney operates without a business registration or there is no information available about it (BTCBIT's business model is more stable and safer for clients).
  • Besides buying and selling cryptocurrencies, BTCBIT provides no extra services ExMoney provides more exchange-related services: it allows us to purchase and sell digital currencies, swap cryptocoins and tokens.
  • BTCBIT supports 10 cryptocurrencies ExMoney allows to exchange 16 cryptos (ExMoney supports 6 cryptocurrencies more).
  • 9 fiat currencies are available at BTCBIT You'll be able to use 3 fiat currencies to swap with digital ones at ExMoney (ExMoney supports 6 fiat currencies less).
  • BTCBIT accepts deposits from and allows withdrawals to 7 fiat payment systems / banks ExMoney allows the user to utilize 14 various fiat payment systems and/or banks (ExMoney supports 7 fiat payment systems and banks more).
  • BTCBIT charges 2% — 16% fee ExMoney charges the client 3% — 13% fee, depending on the currency, payment system, etc. (ExMoney & BTCBIT charge the customer with the equal fee level, more or less).
  • Buying limits at BTCBIT start from $50 and are up to $10,000 Deposit/withdraw limits at ExMoney are $4 — $1,465 depending on the payment method (ExMoney has lower buying/selling limits).
  • BTCBIT allows registrations from 221 countries; United States is among the supported ones You may register at ExMoney if you reside in one of 255 countries; it serves United States among others (ExMoney supports more countries worldwide).
  • BTCBIT allows the user to be anonymous, there is no account verification, etc. ExMoney has no KYC procedures, you can be completely anonymous while exchanging here (ExMoney & BTCBIT require the client to pass through the — more or less — the same process during the verification).
  • Due to results of community feedback, BTCBIT process deposit/withdrawal orders in about a couple of seconds, in fact — instantly, without any delay; everything is automated Due to results of community feedback, ExMoney process deposit/withdrawal orders in about a couple of seconds, in fact — instantly, without any delay (ExMoney & BTCBIT process the deposits and withdrawals with equal speed).
  • Our users left 8 testimonials about BTCBIT, 100% of which are positive We've collected 3 users testimonials about ExMoney, 100% are positive (ExMoney & BTCBIT share the same percentage of positive user reviews).

Although the final decision, which exchange — BTCBIT or ExMoney — is better is up to you, we'll try to help you with the decision. Both exchanges are great, although ExMoney has a lower total rating 90 vs BTCBIT with 97, we recommend you to look at the list above and decide, what is most important for you!

If you feel like need more comparison versus other exchanges, feel free to check these:

ExMoney vs PrivatCash

Let's compare the key features of these two platforms to see which one suits you best:

  • PrivatCash is a broker ExMoney is a broker, both are using the same business model.
  • PrivatCash had started the business November 2017 ExMoney started the business July 2015 (ExMoney operates 2 years and 4 months longer).
  • PrivatCash is an ordinary company without licenses, etc. ExMoney operates without a business registration or there is no information available about it (PrivatCash's business model is more stable and safer for clients).
  • Besides buying, selling and exchanging cryptocurrencies, PrivatCash provides no extra services ExMoney provides the same number of services as PrivatCash: it allows us to purchase and sell digital currencies, swap cryptocoins and tokens.
  • PrivatCash supports 6 cryptocurrencies ExMoney allows to exchange 16 cryptos (ExMoney supports 10 cryptocurrencies more).
  • 2 fiat currencies are available at PrivatCash You'll be able to use 3 fiat currencies to swap with digital ones at ExMoney (ExMoney supports 1 fiat currencies more).
  • PrivatCash accepts deposits from and allows withdrawals to 8 fiat payment systems / banks ExMoney allows the user to utilize 14 various fiat payment systems and/or banks (ExMoney supports 6 fiat payment systems and banks more).
  • PrivatCash charges 3% — 4% fee ExMoney charges the client 3% — 13% fee, depending on the currency, payment system, etc. (ExMoney has higher fees, generally).
  • Buying limits at PrivatCash start from $17 and are up to $74,585 Deposit/withdraw limits at ExMoney are $4 — $1,465 depending on the payment method (ExMoney has lower buying/selling limits).
  • PrivatCash allows registrations from 255 countries; United States is among the supported ones You may register at ExMoney if you reside in one of 255 countries; it serves United States among others (ExMoney & PrivatCash support the same number of countries and territories).
  • PrivatCash allows the user to be anonymous, there is no account verification, etc. ExMoney has no KYC procedures, you can be completely anonymous while exchanging here (ExMoney & PrivatCash require the client to pass through the — more or less — the same process during the verification).
  • Due to results of community feedback, PrivatCash process deposit/withdrawal orders in about in couple of minutes (although the exchange is instant) Due to results of community feedback, ExMoney process deposit/withdrawal orders in about a couple of seconds, in fact — instantly, without any delay (ExMoney processes deposits and withdrawals faster
  • Our users left 4 testimonials about PrivatCash, 100% of which are positive We've collected 3 users testimonials about ExMoney, 100% are positive (ExMoney & PrivatCash share the same percentage of positive user reviews).

Although the final decision, which exchange — PrivatCash or ExMoney — is better is up to you, we'll try to help you with the decision. Both exchanges are great, although ExMoney has a better total rating 90 vs PrivatCash's 89, we recommend you to look at the list above and decide, what is most important for you!

If you feel like need more comparison versus other exchanges, feel free to check these:

ExMoney vs VV-obmen

Let's compare the key features of these two platforms to see which one suits you best:

  • VV-obmen is a broker ExMoney is a broker, both are using the same business model.
  • VV-obmen had started the business October 2016 ExMoney started the business July 2015 (ExMoney operates 1 years and 3 months longer).
  • VV-obmen operates without a business registration or there is no information available about it ExMoney operates without a business registration or there is no information available about it (both exchange services operate using the same approach to the business, utilizing a same legal model).
  • Besides buying and selling cryptocurrencies, VV-obmen provides no extra services ExMoney provides more exchange-related services: it allows us to purchase and sell digital currencies, swap cryptocoins and tokens.
  • VV-obmen supports 1 cryptocurrencies ExMoney allows to exchange 16 cryptos (ExMoney supports 15 cryptocurrencies more).
  • 3 fiat currencies are available at VV-obmen You'll be able to use 3 fiat currencies to swap with digital ones at ExMoney (ExMoney & VV-obmen support the same number of fiat currencys).
  • VV-obmen accepts deposits from and allows withdrawals to 3 fiat payment systems / banks ExMoney allows the user to utilize 14 various fiat payment systems and/or banks (ExMoney supports 11 fiat payment systems and banks more).
  • VV-obmen charges 2% — 3% fee ExMoney charges the client 3% — 13% fee, depending on the currency, payment system, etc. (ExMoney has higher fees, generally).
  • Buying limits at VV-obmen start from $259 and are up to $360 Deposit/withdraw limits at ExMoney are $4 — $1,465 depending on the payment method (ExMoney has lower buying/selling limits).
  • VV-obmen allows registrations from 255 countries; United States is among the supported ones You may register at ExMoney if you reside in one of 255 countries; it serves United States among others (ExMoney & VV-obmen support the same number of countries and territories).
  • VV-obmen allows the user to be anonymous, there is no account verification, etc. ExMoney has no KYC procedures, you can be completely anonymous while exchanging here (ExMoney & VV-obmen require the client to pass through the — more or less — the same process during the verification).
  • Our users left 2 testimonials about VV-obmen, 100% of which are positive We've collected 3 users testimonials about ExMoney, 100% are positive (ExMoney & VV-obmen share the same percentage of positive user reviews).

Although the final decision, which exchange — VV-obmen or ExMoney — is better is up to you, we'll try to help you with the decision. Both exchanges are great, although ExMoney has a better total rating 90 vs VV-obmen's 89, we recommend you to look at the list above and decide, what is most important for you!

If you feel like need more comparison versus other exchanges, feel free to check these:

ExMoney vs Binance

Let's compare the key features of these two platforms to see which one suits you best:

  • Binance is a trading platform ExMoney is a broker, it has a different business model (feel free to read about the differences between trading platform and broker)
  • Binance had started the business April 2017 ExMoney started the business July 2015 (ExMoney operates 1 years and 9 months longer).
  • Binance has all the required business licenses and permissions ExMoney operates without a business registration or there is no information available about it (Binance's business model is more stable and safer for clients).
  • Besides the crypto to crypto exchange, Binance provides the following extra services: Mobile wallet, Lending and the Margin Trading ExMoney provides us with less services, related to the crypto exchange: it allows us to purchase and sell digital currencies, swap cryptocoins and tokens.
  • Binance supports 31 cryptocurrencies ExMoney allows to exchange 16 cryptos (ExMoney supports 15 cryptocurrencies less).
  • Binance doesn't have any fiat currencies supported You'll be able to use 3 fiat currencies to swap with digital ones at ExMoney (ExMoney supports 3 fiat currencies more).
  • Binance doesn't allow any fiat payments ExMoney allows the user to utilize 14 various fiat payment systems and/or banks (ExMoney supports 14 fiat payment systems and banks more).
  • Binance charges 0.0% fee ExMoney charges the client 3% — 13% fee, depending on the currency, payment system, etc. (ExMoney has higher fees, generally).
  • Binance allows registrations from 255 countries; United States is among the supported ones You may register at ExMoney if you reside in one of 255 countries; it serves United States among others (ExMoney & Binance support the same number of countries and territories).
  • During the account verification Binance usually asks for 1 document / procedure: (selfie) ExMoney has no KYC procedures, you can be completely anonymous while exchanging here (ExMoney 's KYC policy requires the customer to take less actions or to provide less data).
  • Our users left 17 testimonials about Binance, 94% of which are positive We've collected 3 users testimonials about ExMoney, 100% are positive (ExMoney has better testimonials from the clients

Although the final decision, which exchange — Binance or ExMoney — is better is up to you, we'll try to help you with the decision. Both exchanges are great, although ExMoney has a lower total rating 90 vs Binance with 91, we recommend you to look at the list above and decide, what is most important for you!

If you feel like need more comparison versus other exchanges, feel free to check these:

Conclusion: is ExMoney legit or scam?

Now it's time to draw a conclusion, is ExMoney a scam or is it a legit exchange? We are 100% sure ExMoney is a trusted, legit exchange with great reputation in the community. There is no way it can be called a scam! Let's summarize what we like most (and what we don't) about the ExMoney:

  • There is no information about the business entity, regulatory compliance, etc.
  • The broker doesn't hold customers' funds, instantly delivering monies to your wallet
  • This company has being in the business for a long time; exchange was started 4 years and 6 months ago
  • Exchange supports 16 cryptocurrencies and 3 fiat ones (totally 14 payment systems / banks are available). There are no extra services besides the digital currencies exchange
  • It charges rather high fees: from 3% to 13% depending on the payment method
  • The purchase and withdrawal limits are medium: from $4 to $1,465 USD, it depends on a payment system choice
  • ExMoney allows registrations from 255 countries; people from United States may use the service
  • You may remain anonymous while using the exchange services. We should add that there are not so many exchanges with no KYC left these days!
  • Clients' testimonials are perfect, 100% (3 out of 3) note their positive experience dealing with ExMoney. According to the customers feedback:
    • Deposits and withdrawals are instant

Overall rating for ExMoney: 90 / 100